The Leviticus 25 Plan

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“He who will not apply new remedies must expect new evils.” – Sir Francis Bacon

The Leviticus 25 Plan is a dynamic economic initiative providing direct liquidity benefits for American families, while at the same time scaling back the role of government in managing and controlling the affairs of citizens.  It is a comprehensive plan with long-term economic and social benefits for citizens and government.

The inspiration for this plan is based upon Biblical principles set forth in the Book of Leviticus, principles tendering direct economic liberties to the people.

The Leviticus 25 Plan 2017 –  $75,000 per U.S. citizen

The Leviticus 25 Plan 2017 (1829)

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December 2016 quote:  “No society can surely be flourishing and happy of which by far the greater part of the numbers are poor and miserable.”    – Adam Smith

 

                                          

Gallup: America “running on empty”

A new Gallup report has found that America’s economic recovery ship is now running on fumes…

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Gallup CEO warns: “America Inc Running On Empty… And It’s Too big To Turn Around  ZeroHedge 12-7-2016  Excerpts:

The U.S. Council on Competitiveness asked Gallup to conduct, pro bono, a comprehensive study of U.S. growth and productivity for the Council’s 30th anniversary.

Chairman Jim Clifton enthusiastically said yes, and describes his findings…

A Gallup senior economist led the study. Top Gallup experts and esteemed external senior scientists reviewed it to ensure statistical and theoretical accuracy and objectivity.

Conventional wisdom — as reported in many major newspapers and media — tells us the U.S. economy is “recovering.” Well-meaning economists, academics and government officials use the term “recovery” when discussing the economy, implying that growth is getting stronger.

The study, released today, finds there is no recovery. Since 2007, U.S. GDP per capita growth has been 1%.

The Great Recession may be over, but America is dangerously running on empty.

20161202_GrowthSlowdown_chart

Think of our country as a company, America Inc., which has more than 100 million full-time employees, with about $18 trillion in sales and $20 trillion of debt. The most serious problem facing it is no growth. In addition, America Inc. has three soaring expenses threatening to bankrupt the company and its shareholder-citizens: healthcare, housing and education.

As this report notes, in 1980, these three sectors accounted for 25% of total national spending — today, they account for more than 36%. They also account for most of the total measured inflation over the same period. And without inflation in these sectors, real annual productivity — defined as GDP per capita growth — would have been an estimated 3.9% instead of 1.7%.

My own opinion is that America Inc. is too big to “turn around” like one would a company or any other organization. There is no quick fix to something this huge and complex. But there is a long-term fix, which is to get GDP increasing to 3% and higher while slowing the increasing costs of healthcare, housing and education.

When real growth returns, productivity will increase, and America Inc.’s empty tank will refill.

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And there is one economic acceleration plan in America with the power to breathe new life into growth and productivity, and restore economic liberty:

The Leviticus 25 Plan 2017 –  $75,000 per U.S. citizen                                                        The Leviticus 25 Plan 2017 (1826)

NY Fed -Total Debt Balance and its Composition: back up over $12 trillion

Consumer debt has climbed back up over the $12 trillion mark and is close to matching his high mark from the 2007-08 period, coinciding with the start of the last great financial crisis.

The Total Debt Balance and its Composition chart from the Federal Reserve Bank of New York (FRBNY) shows the current U.S. Mortgage debt level hovering at the $8.3 trillion level, slightly lower then the 2008-08 peak of approximately $9 trillion.

How many American families will lose their homes during the next financial crisis?

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During the last financial crisis (2007-2010), a massive default wave swept across America.

According to RealtyTrac  – June 16, 2009, an estimated “10 million homeowners [were] foreclosed through 2012. According to the report during that period, “on average every foreclosure costs the economy $225,000…The losses translate into trillions of dollars, and it is becoming abundantly clear U.S. taxpayers will foot the bill.”

And we did. The U.S. Treasury and Federal Reserve bailed key banks out of their subprime gambling-binge capital hole during those crisis years (2007-2012).

America needs a new plan this time around – one that will insulate American families from the financial distress of another major economic ‘shock.’

And their will be one.  It’s just a matter of time.

America’s new Plan:

The Leviticus 25 Plan 2017 –  $75,000 per U.S. citizen                                              The Leviticus 25 Plan 2017 (1823)

 

 

 

 

The Leviticus 25 Plan: The power and agility of properly targeted liquidity infusions

The Leviticus 25 Plan grants the same access to liquidity extensions that were provided to banks and insurers during the financial crisis, to bail them out of their subprime misadventures and restore them to ‘financial health.’

The Leviticus 25 Plan’s primary goal is to, in like manner, restore ‘financial health’ for American families, through a massive debt pay-down and a revitalization of economic liberty and free market dynamics.

The Plan will materially reduce the citizenry’s dependence on government and thereby insulate citizens from the untoward effects of government influence and control over their daily affairs.

The Plan will re-energize vigorous, sustainable economic growth, and it will recapture massive amounts of tax refund and social welfare payouts, with a net result at the federal level of $1.135 trillion surpluses over each of the first five years following launch.

The $1.135 trillion federal budget surplus is based solely upon The Plan’s recapture benefits. It does not include the new tax revenues that would be generated from the substantial gains in economic growth.

The $1.135 trillion estimate therefore understates the true growth in tax revenues that would accrue.

The power and agility of The Leviticus 25 Plan                                                  Imagine the dynamic growth benefits of an economic plan granting liquidity benefits sufficient to pay off 60% of the mortgage debt in the U.S..

The chart below, courtesy of the Federal Reserve Bank of New York (FRBNY) shows a current mortgage debt load in the U.S. of approximately $8.3 trillion. A 60% pay-down in that debt would eliminate $5 trillion in mortgage debt.

That $5 trillion would, in effect, pay off 5 million mortgages, each with a balance of $100,000.  Assuming a 4% rate of interest and a period of 20 years to maturity, the “total cost of mortgage” on each of the mortgages would amount to $145,000. The net debt reduction benefit from the elimination of 5 million $100,000 mortgages over a 20 year period would be $7.25 trillion.

On a monthly basis, a $100,000 mortgage with a 4% rate of interest and 20 years to maturity would require principle and interest payment of approximately $600 in monthly debt service.

Eliminating that $600 monthly debt service payment for 5 million families would result in that $600 of new-found discretionary liquidity for each family each and every month for the next 20 years. And that would amount to $3 billion in new money for main street America each month for the next 20 years.

This $3 billion in new liquidity flows for main street America would strengthen small business, increase growth in quality jobs, increase tax revenue and payroll tax growth.

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The Leviticus 25 Plan is a powerful economic growth engine like no other plan in existence.  It is a powerful defender of individual freedom and liberty like no other.

The Leviticus 25 Plan is a dynamic economic initiative providing direct liquidity benefits for American families, while at the same time scaling back the role of government in managing and controlling the affairs of citizens.  It is a comprehensive plan with long-term economic and social benefits for citizens and government.

The inspiration for this plan is based upon Biblical principles set forth in the Book of Leviticus, principles tendering direct economic liberties to the people.

The Leviticus 25 Plan 2017 –  $75,000 per U.S. citizen                                              The Leviticus 25 Plan 2017 (1819)

“He who will not apply new remedies must expect new evils.” – Sir Francis Bacon

 

Dollar General reports on ‘core consumer base.’ Things are not getting better.

The lower economic stata in America is struggling and things are getting tighter.

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Dollar General’s Startling Admission: Half Of U.S. Consumers Are Feeling More “Dire” Than Ever  ZeroHedge, Dec 1, 2016 – Excerpts:

 When we last looked at the performance of deep discount retailer Dollar General three months ago, we found something troubling: company CEO Todd Vasos, who badly missed its earnings expectations, admitted on the Q2 conference call that he was surprised to admit that while on the surface things are supposed to be getting better, the reality is vastly different for low-income US consumers:

I know that when we look at globally the overall U.S. population, it seems like things are getting better. But when you really start breaking it down and you look at that core consumer that we serve on the lower economic scale that’s out there, that demographic, things have not gotten any better for her, and arguably, they’re worse. And they’re worse, because rents are accelerating, healthcare is accelerating on her at a very, very rapid clip.

Making matters worse, he added that the company’s core consumers base, 65% of which is comprised of lower-income shoppers, has been impacted by the recent reduction or elimination in foodstamps: “now couple that in upwards of 20 states where they have reduced or eliminated the SNAP benefit, and it has really put a toll on [the core consumer].”

 He elaborated that the reduction in foodstamps benefits promptly filtered through the entire business model, and culminated with Dollar General being forced to cut prices to remain competitive.

While America’s poorest where pressured on one side by declining foodstamp benefits, on the other they were getting hit by rising rental and healthcare costs:

“[The] core consumer, I tell you, has gotten no better as far as her economic well-being. Matter of fact, she tells us, while we’re out in the stores or even through all of our panel data that we do, that while things haven’t gotten a lot worse as far as income coming in, other than the recent SNAP decrease, my expenditures are going up at a very rapid rate. Healthcare is one of the big ones, because most of our consumers, while she may be working, doesn’t have healthcare, and we all know that she’s having to now pay for this healthcare or be taxed on it, right? So that is starting to really play against that low-end consumer right now, and it will continue to play against her. You couple that with those rents that we talked about, those increased rents are real, and in many parts of where we serve our customer, the affordability and availability of rental units are getting more and more scarce, which is driving up prices. And we’re seeing that because most of our core customers cannot and do not own their own homes.”

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Our U.S. government and Federal Reserve pumped massive liquidity infusions into the Wall Street financial sector to resuscitate the global banking system and restore financial health to America.

Their efforts have done little for grass roots America.

Debt loads are at all-time highs. Real Median Household Income has flat-lined over the past 9 years.  More Americans than ever are dependent on government or on charitable organizations for food and shelter..

It is time for change:

The Leviticus 25 Plan 2017 –  $75,000 per U.S. citizen                                                        The Leviticus 25 Plan 2017 (1815)

FY2016: $587 billion U.S. budget deficit. There is a way out…

The U.S. budget deficit for FY 2016 rose to a greater than expected $587 billion.

According to a Wall Street Journal report Oct 14, 2016: “Total revenues rose by $18 billion compared with the 12 months through September 2015, or less than 1%. Earlier in the current economic expansion, total government revenues routinely grew by 6% or more year-over-year.

The $166 billion rise in federal outlays over the past 12 months had several key drivers. Spending on Social Security benefits rose by 3%, or $33 billion. Medicare spending increased 9%, or $58 billion, thanks to more beneficiaries and higher costs for services. Net interest on the public debt and Medicaid spending also increased.”

The annual deficits have been increasing at a faster rate than GDP has been increasing on a YOY basis:

gdp-deficit-113016

Chart courtesy of Lance Roberts – RealInvestmentAdvice.com

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America needs a new strategy – one that will get the economy revved up and at the same time generate massive government surpluses.

The Leviticus 25 Plan 2017 –  $75,000 per U.S. citizen                                                        The Leviticus 25 Plan 2017 (1815)

 

November 2016: Royal Bank of Scotland (RBS) fails latest Bank of England “stress test”

RBS, along with a majority of the world’s other major banking concerns, found itself staring into a gaping capital hole in 2008 as the subprime, debt-driven, default tsunami rolled in over the breakers – smashing everything in its path.

RBS needed emergency funding to meet their capital requirements, and they received it – in a big way.

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Bloomberg Nov 28, 2011:                                                                                                       “Royal Bank of Scotland Group Plc, whose 45.5 billion-pound ($74 billion) emergency capital injection from U.K. taxpayers was the world’s biggest announced bank bailout, also got more secret loans from the U.S. Federal Reserve than any other foreign bank. On Oct. 10, 2008, as the bank’s stock price plunged 21 percent in a single day, the Edinburgh-based RBS was borrowing $62.5 billion from the Fed through its U.S. broker-dealer, $11.5 billion through its New York branch, $10 billion through its RBS Citizens NA bank and $500 million through Citizens Bank of Pennsylvania. The Fed aid exceeded even the 36.6 billion pounds of emergency liquidity the Bank of England supplied in secret to RBS in October 2008. The BOE disclosed the aid package in November 2009, more than a year before the Fed aid was revealed.”

RBS’ secret liquidity line from the Fed served up a “peak amount of debt” totaling $84.5 billion on 10/10/2008.

RBS also happened to be one of a suspected dozen or so major banking interests involved in the big LIBOR ‘interest rate fixing” scandal – which bilked “U.S. states, counties, and local governments” to the tune of “at least $6 billion in fraudulent interest payments, above [and beyond the] $4 billion that state and local governments have already had to spend to unwind their positions exposed to rate manipulation,” according to Bloomberg (10 Oct 2012).

ZeroHedge 02/06/2013:  RBS Busted On Libor Manipulation: “its just amazing how libor fixing can make you that much money”

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And so… how did all those massive liquidity infusions work out for RBS?                 Not so well, it would appear. RBS has continues to be plagues by “capital inadequacies.”

RBS Tumbles After Failing BoE’s “Toughest Ever Stress Test”                                  “While the term ‘stress test’ has been applied almost mockingly to European and US banks in an effort to create confidence for investors (because if the government sees risks ‘contained’ then why worry), this morning’s Bank of England stress test results highlighted ‘capital inadequacies’ for three major UK banks. While Barclays and Standard Chartered fell short, it is taxpayer-owned Royal Bank of Scotland that is slumping on a need to cut costs, raise capital, and sell assets.”                                                    ZeroHedge – Nov 30, 2016 8:11 AM

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Central Banks made a calculated determination to rescue Wall Street’ financial sector with massive liquidity infusions – to restore them to “financial health.”            So be it.

It is now time to grant citizens that same access to liquidity to restore their own “financial health,” and re-ignite genuine, sustainable economic growth… and generate massive government surpluses… and renew economic liberty at ground level.

The Leviticus 25 Plan 2017 –  $75,000 per U.S. citizen                                                         The Leviticus 25 Plan 2017 (1813)

 

 

 

 

 

Global economic headwinds: LIBOR ‘surging’

Global liquidity pressures are intensifying, in part to the upsurge in the London Interbank Offered Rate (LIBOR).  And this new pressure could escalate to higher levels.

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World to face stress test as dollar Libor spikes and bond rout deepens

(Telegraph UK) – Surging rates on dollar Libor contracts are rapidly tightening conditions across large parts of the global economy, incubating stress in the credit markets and ultimately threatening overvalued bourses.

Three-month Libor rates – the benchmark cost of short-term borrowing for the international system – have tripled this year to 0.88pc as inflation worries mount.

Fear that the US Federal Reserve may have to raise rates uncomfortably fast is leading to an increasingly acute dollar shortage, draining global liquidity.

“The Libor rate is one of the few instruments left that still moves freely and is priced by market forces. It is effectively telling us that that the Fed is already two hikes behind the curve,” said Steen Jakobsen from Saxo Bank.

“This is highly significant and is our number one concern. Our allocation model is now 100pc in cash. This is a warning signal for the market and it happens extremely rarely,” he said.

Goldman Sachs estimates that up to 30pc of all business loans in the US are priced off libor contracts, as well as 20pc of mortgages and most student loans. It is the anchor for a host of exotic markets, used as a floor for 90pc of the $900bn pool of the leveraged loan market. It underpins the derivatives nexus.

libor-oct-16

h/t  DollarCollapse.com

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The world does not need more Central Bank centered liquidity solutions.

The world needs a properly targeted ‘ground level’ liquidity solution:

The Leviticus 25 Plan 2017 –  $75,000 per U.S. citizen                                                        The Leviticus 25 Plan 2017 (1811)

 

Oswald Grübel: NIRP choking banks. Warns on Central Bank crash scenario

Politicians have placed unbounded power in the hands of global Central Banks, and their negative interest rate policy (NIRP) is choking off liquidity in the banking sector.

The clock is ticking, according to Grübel, on a coming Central Bank crash.

The global system needs a new plan… soon.

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Former CEO Of UBS And Credit Suisse: “Central Banks Are Past The Point Of No Return, It Will All End In A Crash”                                                                              ZeroHedge 11-20-16  – Excerpts:

In an interview with Swiss Sonntags Blick titled appropriately enough “A Recession Is Sometimes Necessary“, the former CEO of UBS and Credit Suisse, Oswald Grübel, lashed out by criticizing the growing strength of central banks and their ‘supremacy over the markets and other banks’. The former chief executive officer claimed that the use of negative interest rates and huge positive balance sheets represent ‘weapons of mass destruction’. He calls for an end to the use of negative interest rates.

Sounding more like a “tinfoil” blog than the former CEO of the two largest Swiss banks, Grübel warned that central banks have “crossed the point of no return” which will ultimately “end in a crash.”

Joining Deutsche Bank in slamming NIRP, Grubel said that banks are losing hundreds of millions of francs each year to negative interest rates paid to central banks.

Worse, he warned that central banks will eventually lose their credibility in the markets but that this could take 10 years or more, at which point it will “all end in a crash.” What happens then? The former CEO believes that the final outcome will be wholesale financial nationalization: “after that all banks could belong to the state”

Grubel also the doubted the wisdom of the Swiss National Bank’s balance sheet: “the Swiss National Bank’s balance sheet now accounts for 100 percent of GDP. Japan is also 100%, but mainly invested in its own state paper. The ECB and the Fed are 30%. Switzerland is far, far, far ahead. Is that wise?

The former CEO also touched on a point we have made ever since 2010 when we said that in a world of unprecedented political polarity, politicians now control the world almost exclusively through monetary policy, to wit: “After the financial crisis, politics has taken power in the banking sector: It has bound the banks into a regulatory corset and now they can no longer move. Politicians have told central banks: now you determine what is going on with the economy.”

What are the implications of this power shift? “Previously, the risk was distributed to thousands of banks. They had to pay for their mistakes. The risk lay with the shareholders. Today, more and more the state carries the risk.” Which, of course, is another word for taxpayers. In other words, the next crash will be one where central – not commercial – banks are failing, and the one left with the bill will once again be the ordinary person in the street.

In a tangent, Grübel gave his thoughts on what makes a man rich: “rich is a man when he goes to bed in a carefree manner and wakes up without care.” He is then asked if, by that definition, a billionaire is rich to which he replied: “No. Money has little to do with wealth. The real rich are carefree. Those who are healthy, are not dependent. The greatest wealth is independence.

Grubel takes issue with the unprovable claim that only trillions in central bank liquidity injections prevented the entire world from sliding into a 1929-type depression: “It is said that without this money we would fall into the worst recession since 1929. This is a typical utopian-socialist interpretation of the economy, which knows no limit of government debt.

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Liquidity is a powerful tool, when it is properly targeted. 

Massive Central Bank asset purchasing is NOT an example of proper targeting.

The Leviticus 25 Plan re-targets liquidity in favor of massive debt elimination at ground level.  This debt clearance will allow for an orderly transition to rate normalization, ultimately benefiting the banking system.  It will also effect dynamic improvement in the quality of collateral and restore non-performing loans to performing status.  And it will re-ignite a powerful, sustainable surge in economic growth.

The Leviticus 25 Plan is a dynamic economic initiative providing direct liquidity benefits for American families, while at the same time scaling back the role of government in managing and controlling the affairs of citizens.  It is a comprehensive plan with long-term economic and social benefits for citizens and government.

The inspiration for this plan is based upon Biblical principles set forth in the Book of Leviticus, principles tendering direct economic liberties to the people.

The Leviticus 25 Plan 2017 –  $75,000 per U.S. citizen                                                        The Leviticus 25 Plan 2017 (1807)

 

 

U.S. government-dominated health care suffers through ongoing disintegration. New citizen-centered plan gaining steam.

Patients skipping services. Premium costs, deductibles sharply rising. Small  businesses hammered with skyrocketing prices.

Physicians abandoning networks, reimbursements shrinking,

Government-directed health care, in all of its bloated administrative glory, is not the answer….

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Fox News / November 1, 2016                                                                                                    Half of ObamaCare enrollees are skipping doctor visits to save money      “Obamacare enrollees were asked what steps they had taken in the past year to lower their health care costs.

Thirty-six percent of ObamaCare enrollees cut back on doctor visits even when they were sick, 22 percent skipped preventive care, 12 percent reduced lab testing, and 12 percent delayed surgery.”

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 MRCtv / October 31, 2016
Physician Participation Plummets 20%…                                                                        
“According to a recent survey by SERMO, a social network for physicians, only about 57 percent of doctors said they’ll be taking new patients insured by the plans next year. That’s down about four percentage points from last year, when 61 percent of physicians said the same, Forbes reported Monday.

But a similar survey conducted by the Medical Group Management Association back in 2014 showed that at the time, 76.5 percent of physicians said their practice were accepting insurance plans offered on the state and federal marketplaces.

Based on these two surveys and a little basic math, we find the number of physicians accepting ACA plans has fallen an astounding 19.5 percentage points heading into Obamacare’s fourth enrollment period – a pretty remarkable decline, considering it’s been just three years since the exchanges were first opened.”

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ZeroHedge October 23, 2016                                                                                                     Risk Of “Mass Exodus” Of Doctors From Medicare Looms                                                If faced with increased reporting and administrative burdens, declining reimbursements and new payment arrangements that put their income at risk, many doctors – especially independent practitioners – may feel that they simply can’t afford to participate in Medicare any more. One recent survey of physicians found nearly 40-percent expect a “mass exodus” from Medicare over MACRA. Given the predicted shortage of doctors over the next decade and an aging population, this would be disastrous.   

Doctors already devote a considerable amount of time reporting on quality measures. A recent analysis found that a typical medical practice currently spends, on average, 785.2 hours a year per physician to track and report quality measures. That’s time away from patient care, and the costs — $40,069 per physician — present a particular hardship for small, independent practices operating on narrow margins. Moreover, three-quarters of the doctors surveyed felt that the measures did nothing to help them improve their care.

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The ideal health care system would put citizens back in charge of health care resources and health care decisions.

It would restore the patient – provider relationship, cutting out unnecessary regulations and reporting obligations.  It would eliminate unneeded middlemen, unnecessary regulations, and bureaucratic backscratching,

The ideal system would reduce waste and abuse and massive administrative costs, and allow for a mechanism encouraging direct payment to providers / organizations for medical services.

It all starts right here:                                                                                                                      The U.S. Health Care Freedom Plan 2017: America’s clean and affordable alternative to ObamaCare. Ready to launch.

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The Leviticus 25 Plan 2017 –  $75,000 per U.S. citizen                                                        The Leviticus 25 Plan 2017 (1797)

ObamaCare-related taxes and premiums plaguing America. A powerful new alternative emerges: The U.S. Health Care Freedom Plan 2017

American families and U.S. companies are being taxes ‘silly’ to help cover massive ObamaCare costs.

In addition to the suffocating new tax burdens, premiums have recently begun skyrocketing higher:                                                                                                                               Obamacare Premiums Up 30% In TX, MS, KS; 50% In IL, AZ, PA; 93% In NM: When Does The Death Spiral Blow Up?   –  ZeroHedge Oct 21, 2016

More on Taxes…                                                                                       ………………………………………………………………………………..

How Many Obamacare Taxes Are There? – Forbes  Feb 17, 2015

  • 2.3% Tax on Medical Device Manufacturers (this doesn’t hit you directly, but indirectly it sure can).
  • 3.8% Net Investment Income Tax. This one is a big one. Depending on your income, it adds a 3.8% tax on top of your interest, dividends and capital gains.
  • Employer Mandate on business with over 50 full-time equivalent employees to provide health insurance to full-time employees. $2000 per employee $3000 if employee uses tax credits to buy insurance on the exchange.
  • 40% Excise Tax on high-end (Cadillac) Health Insurance Plans (40% excise tax on the portion of employer-sponsored health coverage that exceeds $10,200 a year and $27,500 for families).
  • Medical Deduction Threshold tax increase (threshold to deduct medical expenses as an itemized deduction increases to 10% from 7.5%).
  • Individual Mandate (a tax for not purchasing insurance, though the tax penalty is called a Shared Responsibility Payment, the greater of 1% of your income above the filing threshold of $10,150 for singles and $20,300 for married couples filing jointly or $95 per adult ($47.50 per child), with a maximum of $285 for a family, whichever is higher. It goes up in 2015.
  • Excise Tax on Charitable Hospitals which fail to comply with the requirements of ObamaCare.
  • Elimination of tax deduction for employer-provided retirement Rx drug coverage in coordination with Medicare Part D.
  • Medicare Part A Tax increase of .9% over $200k/$250k.
  • An annual $63 fee levied by ObamaCare on all plans (decreased each year until 2017 when pre-existing conditions are eliminated) to help pay for insurance companies covering the costs of high-risk pools.
  • Medicine Cabinet Tax (over the counter medicines no longer qualify as medical expenses for flexible spending accounts (FSAs), health reimbursement arrangements (HRAs), health savings accounts (HSAs), and Archer Medical Saving accounts (MSAs).
  • Additional Tax on HSA/MSA Distributions
  • Health savings accounts or Archer medical savings accounts, penalties for non-qualified medical expenses of 10% to 20% in the case of a HSA and from 15% to 20% for an MSA.

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The U.S. Health Care Freedom Plan is a comprehensive health care plan featuring  citizen-centered, not government-driven, health care.  It offers a clean ‘patient-provider’ focus, improved efficiencies, and dramatically lower costs.  It offers significantly improved operating margins for health care providers and the companies/organizations they represent.

The U.S. Health Care Freedom Plan eliminates 99% of the complexities  plaguing the current health care system.  It improves access for patients and reduces costs and bureaucratic entanglements for providers, health systems, and employers.

The U.S. Health Care Freedom Plan 2017: America’s clean and affordable alternative to ObamaCare. Ready to launch.

The Leviticus 25 Plan 2017 –  $75,000 per U.S. citizen                                                        The Leviticus 25 Plan 2017 (1793)