The Leviticus 25 Plan


“He who will not apply new remedies must expect new evils.” – Sir Francis Bacon

The Leviticus 25 Plan is a dynamic economic initiative providing direct liquidity benefits for American families, while at the same time scaling back the role of government in managing and controlling the affairs of citizens.  It is a comprehensive plan with long-term economic and social benefits for citizens and government.

The inspiration for this plan is based upon Biblical principles set forth in the Book of Leviticus, principles tendering direct economic liberties to the people.

The Leviticus 25 Plan 2018 –  $75,000 per U.S. citizen

The Leviticus 25 Plan 2018 (2117)


February 2017 quote:                                                                                                         “Taxation has surrounded itself with doctrines of justification; it had to; no miscreant can carry on without a supporting philosophy. Until recent times this pilfering of private property sought to gain the approval of its victims by protesting the need for maintaining social services. The growing encroachments of the state upon property rights necessarily brought about a lowering of the general economy, resulting in disaffection, and now taxation is advocated as a means of alleviating this condition; we are now being taxed into betterment.”                          – Frank Chodorov, “Socialism via Taxation” (1946)




U.S. Health Care Freedom Plan: Clean, affordable, citizen-driven, ready to launch. And… “If you like your ObamaCare, you can keep your ObamaCare”

Republican plans for a new health care plan are starting to hit some stiff headwinds, as evidenced by recent  headlines:

Prospects of quick Obamacare repeal sinking fast…

Repeal of Obamacare Faces Obstacles in House, Not Just in Senate…

Republicans Consider ObamaCare Repeal Without a Replacement Strategy    


Dear Republican Party:  Need help with a powerful, new replacement strategy for ObamaCare..?

Here it is:

America’s dynamic new health care strategy:

The U.S. Health Care Freedom Plan 2017: America’s clean and affordable alternative to ObamaCare. Ready to launch.

The U.S. Health Care Freedom Plan is the only comprehensive, citizen-centered health care plan in America.  It ‘resets’ the health care industry to present a clean, efficient and responsible system.  Most importantly, this plan restores individual freedom and liberty for all participating Americans.

The Plan:

  1. The U.S. Health Care Freedom Plan is available to each and every U.S. citizen – with no coverage mandates. Each U.S. citizen who wishes to participate will be granted a full and complete exemption from the ACA.
  2. This plan offers freedom of choice and equal justice for all. Those Americans who might wish to stay with the ACA may stay (‘If you like your ObamaCare, you can keep your ObamaCare’).
  3. Each participating U.S. citizen shall receive a credit extension, through a special Federal Reserve Citizens Credit Facility, of $25,000, electronically deposited into a Medical Savings Account (MSA) – for direct allocation toward family health care needs.
  4. Private insurance – Families shall be allowed to enroll in high-deductible ($10,000 – $15,000) major medical plans, to include basic, ‘no frills’ medical plans which best suit their individual needs and desires. These streamlined plans would lower premium costs for employees and employers, encouraging employers to cost-share savings with employees through incentive-based employer MSA contributions.
  5. Policies would not be automatically loaded with expensive government healthcare mandates.
  6. Those with extraordinary medical issues may be included in a high-risk category, with such plans being eligible for a government subsidy (similar to current Medicare Advantage).
  7. Federal / state programs – Individuals enrolled in Medicare / Medicaid / VA / TRICARE / FEHB programs would maintain their covered status, with an annual deductible of $5,000 per year per enrolled family member, for a period of five years for those benefits. The dedicated MSA funds would fully fund the offset for the higher ($5,000) deductible feature for that five-year period. MSA funds could also be used to pay Medicare supplement premiums and other potential co-pay obligations.
  8. Where health care services paid by patients directly with MSA funds, providers would not be bound by federal / state rules pertaining to Electronic Medical Records (EMRs), and other unnecessary administrative burdens.

ContinueThe U.S. Health Care Freedom Plan 2017: America’s clean and affordable alternative to ObamaCare. Ready to launch.

The Leviticus 25 Plan 2018 –  $75,000 per U.S. citizen                                                        The Leviticus 25 Plan 2018 (2102)


Former “Canary in the Coalmine” HSBC plunging again in 2017 on sudden revenue shortfall

HSBC is experiencing unanticipated heavy “bad debt charges.”

Remember, this is one of the global banking behemoths that U.S. taxpayers helped bailout ($3.7 B) during the last financial crisis….


Canary In A Contained Coalmine? HSBC Crashes Most Since Crisis On ‘Surprise’ Revenue Plunge

ZeroHedge, Feb 21, 2017  – Excerpts:                                                                                       Just over 10 years ago, HSBC was the first canary in the world’s financial crisis coalmine to signal trouble ahead. Today’s 7% bloodbath in the banking behemoth is the biggest drop since the financial crisis after reporting fourth-quarter profit that missed estimates on a surprise drop in revenue, which it warned could fall again this year.

As we recently noted, 10 years ago this month, HSBC Holdings, the world’s third-largest bank at the time (and one of the most aggressive players in the U.S. market for low-quality mortgages), sent a chill through the financial world with news that its bad-debt charges will be 20% higher than forecast… and became the first canary in the coalmine of what would become the worst financial crisis of a generation.

…And now, HSBC’;s stock is plunging most since the financial crisis after what Citigroup’s Ronit Ghose called “Weak Revenues, Messy Quarter.” Ghose also noted “an unusually large amount of one-offs” in the period, including a multibillion-dollar writedown on the value of its scandal-hit European private bank.


And now for a little additional history on HSBC…

HSBC Holdings Plc, a British bank and financial services company, is reputed to be the world’s largest bank, operating in 80 countries around the globe. It was founded in 1991 as the Hong Kong Shanghai Banking Corporation (HSBC).

HSBC came under investigation in 2012 for allegedly laundering billions of dollars for drug lords and terrorists. A Senate subcommittee indicated that much of the $7 billion transferred by HSBC from Mexico to its U.S. subsidiary had been related to “drug dealing.”

HSBC was accused of “actively circumventing U.S. safeguards to block transactions involving terrorists, drug lords and rogue regimes, including hiding $19.4 billion in transactions with Iran.”

HSBC admitted wrongdoing and paid a record $1.92 billion in fines to resolve the charges of laundering billions of dollars for Latin American drug cartels (Bloomberg, Jul 3, 2013).

“HSBC was accused of failing to monitor more than $670 billion in wire transfers and more than $9.4 billion in purchases of U.S. currency from HSBC Mexico, allowing for money laundering, prosecutors said. The bank also violated U.S. economic sanctions against Iran, Libya, Sudan, Burma and Cuba, according to a criminal information filed in the case.
…. Lack of proper controls allowed the Sinaloa drug cartel in Mexico and the Norte del Valle cartel in Colombia to move more than $881 million through HSBC’s U.S. unit from 2006 to 2010, the government alleged in the case.”

During this same “2006 to 2010” period that HSBC was laundering money for drug cartels and violating sanctions on behalf of various state terror sponsors, HSBC was also caught up in the subprime debt crisis – and began receiving emergency funding from the U.S. Federal Reserve (and ultimately, courtesy of U.S. taxpayers).

According to Bloomberg (Nov 22, 2011), HSBC accessed several billions of dollars from Fed emergency funding facilities throughout the fall of 2008 and into the summer of 2009. These included the Term Auction Facility (TAF), Commercial Paper Funding Facility (CPFF), Temporary Security Lending Facility, Single-Tranche Open Market Operations (STOMO) and the Fed’s Discount Window (DW).

Peak Amount of Debt on 3/12/2009: $3.7B

As recently as 2015, HSBC was at it again:                                                                 (Bloomberg (Feb 9, 2015) – The private-banking unit of HSBC Holdings Plc made significant profits for years handling secret accounts whose holders included drug cartels, arms dealers, tax evaders and fugitive diamond merchants, according to a report released Sunday by an international news organization. 

These latest charges include laundering money for Russian billion oligarchs.


And now for our question of the month:
If large multi-national banks, including foreign banks like HSBC, can conspire against the security interests of the United States and at the same time be granted direct access to billions of dollars through Fed liquidity lines, then what could possibly be the rationale for U.S. citizens NOT being granted equal access…?

Answer:  There isn’t any.

And here we have one of the biggest U.S. taxpayer ‘screw-overs’ of the past 20 years.  And U.S. citizens cannot get the same direct liquidity access that our government provided for HSBC.

It is a travesty.  And here is the solution:

The Leviticus 25 Plan 2018 –  $75,000 per U.S. citizen                                                        The Leviticus 25 Plan 2018 (2100)


Bernanke’s give away to global financial elites: The greatest transfer of wealth in the history of the world.

“Legendary oilman T. Boone Pickens famously calls America’s oil imports ‘the greatest transfer of wealth in the history of the world.’

Excerpts from Zero Hedge, 10-24-12 –  Simon Black of SovereignMan blog:             “Pickens is referring to the money that is paid each year to oil exporting nations, particularly those in the Persian Gulf which raked in around $100 billion last year.   No doubt, this is an enormous transfer of wealth.

“But it’s a drop in the bucket compared to the TRILLIONS that Ben Bernanke” [gave away to] the world’s elite.

During the height of the financial crisis (2007 – 2010) the central banks created trillions of dollars, “most of which they loaned to commercial banks at 0%. The commercial banks then loaned this money to their best customers (and governments) at a slightly higher rate.”

“The end result is that a huge chunk of those trillions ended up in the pockets of a small handful of people. The banks and their best customers get sweetheart deals to make even more money, while the vast majority of people get screwed with inflation.

…I call this ‘philanthropy of the wealthy.’ And it starts with Mr. Bernanke.

Naturally, the average guy on the street doesn’t get these deals. Instead, he gets hit with inflation and watches his savings erode. Just this morning…

This issue isn’t about rich vs. poor….The issue lies within the system itself– that our ‘free society’ has awarded a tiny elite the supreme power to control the price of money.  And in doing so, central bankers steal purchasing power from the many and benefiting the few.”

“The scale of this theft is in the trillions of dollars. It constitutes, by far, the greatest transfer of wealth in history, vastly exceeding America’s energy imports.”

It’s an unconscionable, immoral, ridiculous game….”


Black’s insights help illustrate why —  U.S. citizens should demand ‘equal treatment’ from the Federal Reserve – in regard to direct liquidity transfers.

American families deserve nothing less than the same access to direct, zero-interest (or near ‘zero-interest) credit extensions that are were provided to major domestic and foreign financial institutions like Morgan Stanley, Bank of America Corp, Citigroup, Inc.,  Royal Bank of Scotland Plc, State Street Corp, UBS AG, Goldman Sachs,  JP Morgan, Deutschbank, BNP Paribas SA, Merrill Lynch, Barclays Plc, Credit Suisse, Wells Fargo & Co, Bear Stearns, … and many, many, many others.

Free money for global financial elites.

The Leviticus 25 Plan would help restore financial ‘health’ to millions of American citizens, making it possible for them to pay down large debt burdens and gain relief from dependence on government.

The Leviticus 25 Plan would jump-start economic growth, generate new tax revenues (without raising taxes), and it would breathe in new efficiencies in the purchase of health care, and reduce the ‘cost’ of government.

The Leviticus 25 Plan 2018 –  $75,000 per U.S. citizen                                                         The Leviticus 25 Plan 2018 (2093)





Milton Friedman on “forced” equality vs true freedom

Milton Friedman, Nobel Prize winning economist:

“A society that puts equality — in the sense of equality of outcome — ahead of freedom will end up with neither equality nor freedom. The use of force to achieve equality will destroy freedom, and the force, introduced for good purposes, will end up in the hands of people who use it to promote their own interests.

On the other hand, a society that puts freedom first will, as a happy by-product, end up with both greater freedom and greater equality. Though a by-product of freedom, greater equality is not an accident.  A free society releases the energies and abilities of people to pursue their own objectives.

It prevents some people from arbitrarily suppressing others.  It does not prevent some people from achieving position of privilege, but so long as freedom is maintained, it prevents those positions of privilege from becoming institutionalized; they are subject to continued attack from other able, ambitious people.  Freedom means diversity but also mobility.  It preserves the opportunity for today’s disadvantaged to become tomorrow’s privileged and, in the process, enables almost everyone, from top to bottom, to enjoy a fuller and richer life.”

Friedman also wrote:                                                                                                                   “One of the great mistakes is to judge policies and programs by their intentions rather than their results.”

“They think that the cure to big government is to have bigger government… the only effective cure is to reduce the scope of government – get government out of the business.”


The Leviticus 25 Plan is all about restoring true freedom vs “forced” equality..

The Leviticus 25 Plan 2018 –  $75,000 per U.S. citizen                                                        The Leviticus 25 Plan 2018 (2093)

Fed President Neel Kashkari: U.S. Banks “undercapitalized” for next financial crisis..

U.S. banks and insurers received trillions of dollars in Federal Reserve emergency loans, credit guarantees, access to the Fed Discount Window… and billions of dollars in TARP funds, courtesy of the U.S. Treasury Dept. during the last great financial crisis (2007-2010).

As these banks and insurers, who had gambled on subprime debt and derivatives – and lost,  were receiving these generous financial transfusions to help them ‘recover,’, millions of Americans lost their jobs and over 4 million American families lost their homes to foreclosure.

Main Street America suffered a harsh blow.

And now U.S. banks, after their massive taxpayer-funded bailout packages, are once again “undercapitalized” – to the extent that they would require another round of massive bailout financing to survive the next financial crisis.


Fed President Admits US Banks Have Only “Half The Equity They Need”    ZeroHedge Feb 16, 2017 – Excerpts:

In a scathing editorial published in the Wall Street Journal today, the president of the Federal Reserve Bank of Minneapolis, Neel Kashkari, blasted US banks, saying that they still lacked sufficient capital to withstand a major crisis.

Back in 2008-2009, the entire financial system was on the brink of collapse because banks had been making wild bets without having sufficient capital.

In other words, the banks hadn’t made a sufficient “down payment” on the toxic investments they had purchased.

All those assets and idiotic loans were made almost exclusively with their customers’ savings.

Lehman Brothers, a now-defunct investment bank, infamously had about 3% capital at the time of its collapse, meaning that Lehman used just 3% of its own money to buy toxic assets.

Eventually the values of those toxic assets collapsed.

And not only was the bank wiped out, but investors who had loaned the bank money took a giant loss.

This happened across the entire financial system because banks had made idiotic investment decisions and failed to maintain sufficient capital to absorb the losses.

Nearly a decade later, Kashkari says that banks still aren’t sufficiently capitalized.


There is a new economic acceleration plan that would properly capitalize banks.

The Leviticus 25 Plan would grant U.S. citizens the same access to liquidity that Wall Street’s financial sector received during 2007-2010 financial crisis.  This ground level debt elimination plan would allow citizens to pay off, or pay down, significant mortgage debt, consumer loans, school loans.

Non-performing bank debt would return to ‘current’ status, banks would rebuild healthy capital levels, collateral quality would improve significantly, and banks would be more appropriately prepared for the next major crisis – when it comes.

The Leviticus 25 Plan would furthermore stimulate healthy, sustainable economic growth and generate trillion dollar budget surpluses during each of the next five years. And it would restore economic liberty for all Americans.

The Leviticus 25 Plan 2018 –  $75,000 per U.S. citizen                                                        The Leviticus 25 Plan 2018 (2091)


Greenspan: “There’s going to be a crisis…”

Alan Greenspan is correct about this. The U.S. government’s self-generated legal constrictions have us ‘locked in’ on a relentlessly swirling, entitlement spending whirlpool.

It is quietly draining strength from the system.  We are slowly inching toward the inevitable fiat currency ‘reset.’  And when it hits, it will slam our financial system.


Former Fed Chairman Alan Greenspan – June 24, 2016:

This is the worst period I recall since I’ve been in public service. There’s nothing like it, including the crisis – remember October 19, 1987, when the Dow went down by a record amount, 23%? That I thought was the bottom of all potential problems. This has a corrosive effect that will not go away. I’d love to find something positive to say.   


The issue is essentially that entitlements are legal issues. They have nothing to do with economics. You reach a certain age or you are ill or something of that nature and you are entitled to certain expenditures out of the budget without any reference to how it’s going to be funded.  

Where the productivity levels are now, we are lucky to get something even close to 2% annual growth rate. That annual growth rate of 2% is not adequate to finance the existing needs. I don’t know how it’s going to resolve, but there’s going to be a crisis.


The thing that we should be worrying about now, which we have actually given no thought to whatsoever, is that this type of economic environment ends with inflation. Historically, fiat money has always ended up that way…  

I know if you look at human history, there are times and times again where we thought that there was no inflation and everything was just going fine. And I just basically say, wait… You don’t have inflation now. And you don’t have it until it happens. 


This is NOT a legitimate solution, however:                                                             Greenspan recommends a return to the ‘gold standard’ – which he obviously believe would be a balanced budget forcing mechanism.

And a major part of that ‘forcing mechanism’ would involve austerity, possibly severe austerity.  It would not significantly affect the well-to-do, but it would likely lead to drastic economic consequences for the average American family.

A return to the ‘gold standard’ might eventually be fine, but only after we balance things back out by granting U.S. citizens the same access to liquidity that was granted to major Wall Street banks and insurers during the Global Financial Crisis years – to eliminate debt and restore financial health at the family level in America.

THIS is a legitimate solution:                                                                                                 There is one comprehensive economic plan in America with the power to revitalize the economy, escape the entitlement ‘whirlpool’ – and get America moving again.

The Leviticus 25 Plan 2018 –  $75,000 per U.S. citizen                                                        The Leviticus 25 Plan 2018 (2079)



Global Central Bank massive financial asset portfolios. Dead-end blow out looms. America has one dynamic hope: The Leviticus 25 Plan

Global Central Banks are ‘printing’ (creating) their own massive liquidity lines to purchase  financial assets. This electronic money, created out of thin air, is being used to acquire stocks, agency debt, global bonds and sovereign bonds (large amounts of which happen to be negative-yielding debt instruments).

These policies, without being subject to any legitimate oversight measures and audit reporting mandates, are lining the pockets of a privileged class of global elites debt managers, while silently siphoning liquidity away from everyone underneath.

Central Bank financial assets are not marked to market, and the long term danger is that these assets will have no real marketable value.  And Central Banks will have to continue ‘printing’ … and we will have a global currency crisis.

It is time to shift up from these ‘dead-end’ strategies – to a new dynamic.


Swiss National Bank’s U.S. Stock Holdings Hit A Record $63.4 Billion

ZeroHedge – Feb 9, 2017 – Excerpts:  Being able to print your own money and buy stocks at any price sure can be fun. Just as the SNB which unlike many other (if ever fewer) central banks admits to doing just that.

In its latest 13F filing, the Swiss National Bank reported that the value of its portfolio of US stocks rose again in the fourth quarter, increasing by 1.6% from $62.4 billion as of Sept. 30 to a record high $63.4 billion at the end of the year.

Over the past two years, the total Assets under management of this massive hedge fund, which occasionally engages in massive currency manipulation with disastrous results, have increased from $26.7 billion to $63.4 billion, a 138% increase, mostly as a result of relentless currency manipulation and monetization of various assets, including both bonds and stocks.


“Central Banks Now Own $25 Trillion Of Financial Assets” | Zero Hedge

Aug 25, 2016 – Excerpts: Central banks own $25tn of financial assets (a sum larger than GDP of US + Japan, and up $12tn since Lehman);But asset prices remain primarily supported by excess monetary abundance across the world:

[Central Bank assets currently include:] $12.3tn of negative yielding global bonds (28% of total);$8tn of negative yielding sovereign debt (54% of total).


80% Of Central Banks Plan To Buy More Stocks | Zero Hedge

Jan 23, 2017 – Excerpts:  Invesco recently released a report on centralbank investment polling 18 … assets in their portfolios, presenting an opportunity to a financial industry … is the BOJ, which as of this moment owns two-thirds of all Japanese ETFs.


Expanding balance sheet of US Fed (QE1, QE2, QE3 2008 – 2017):


And finally, how has this massive liquidity creating strategy by the US Fed and extraordinary balance sheet expansion / financial asset purchasing binge by global Central Banks since 2008 benefited U.S. citizens and main street America?

Real (inflation-adjusted) Median Household Income has contracted by 1.8% over the past nine years:


2017: This financial charade has gone on long enough.  It is time for the U.S. Fed to re-target its liquidity infusion strategies.

Re-fire America’s economic engine. Trillion dollar budget surpluses. Massive debt elimination at ground level. Financial stability for American families.  Economic liberty.

The Leviticus 25 Plan 2018 –  $75,000 per U.S. citizen                                              The Leviticus 25 Plan 2018 (2072)

U.S Treasury OFR: “U.S. global systemically important banks (G-SIBs) have more than $2 trillion in total exposures to Europe”

Round 2.  Wall Street Banks and Insurers are overexposed in the arena of risky debt holdings, with hedging strategies that involve meaningful counter-party vulnerabilities.


U..S Quietly Drops Bombshell: Wall Street Banks Have $2 Trillion European Exposure

Wall Street on Parade / By Pam Martens and Russ Martens: January 3, 2017  

According to a report quietly released by the U.S. Treasury’s Office of Financial Research less than two weeks before Christmas, another financial implosion on Wall Street can’t be ruled out.

The Office of Financial Research (OFR)….. Its 2016 Financial Stability Report, released on December 13, indicates that Wall Street banks have been allowed by their “regulators” to take on unfathomable risks and that dark corners remain in the U.S. financial system that are impenetrable to even this Federal agency that has been tasked with peering into them.

At a time when international business headlines are filled with reports of a massive banking bailout in Italy and the potential for systemic risks from Germany’s struggling giant, Deutsche Bank, the OFR report delivers this chilling statement:

“U.S. global systemically important banks (G-SIBs) have more than $2 trillion in total exposures to Europe. Roughly half of those exposures are off-balance-sheet…U.S. G-SIBs have sold more than $800 billion notional in credit derivatives referencing entities domiciled in the EU.”

When a Wall Street bank buys a credit derivative, it is buying protection against a default on its debts by the referenced entity like a European bank or European corporation. But when a Wall Street bank sells credit derivative protection, it is on the hook for the losses if the referenced entity defaults. Regulators will not release to the public the specifics on which Wall Street banks are selling protection on which European banks but just the idea that regulators would allow this buildup of systemic risk in banks holding trillions of dollars in insured deposits after the cataclysmic results of similar hubris in 2008 shows just how little has been accomplished in terms of meaningful U.S. financial reform.

Adding to the potential for another epic crash on Wall Street taking down the entire U.S. economy is data within the OFR report showing how interconnected the big Wall Street banks have become to the largest U.S. insurers through derivatives. This has been allowed to happen despite the fact that the giant insurer, AIG, required a government backstop of $182 billion following the 2008 crash because it had sold credit default protection via derivatives to the big Wall Street banks.

The OFR report includes the following data on life insurers:

“At the end of 2015, U.S. life insurers’ derivatives exposure, as reported in statutory filings, totaled $2 trillion in notional value. This $2 trillion does not include derivative contracts held in affiliated reinsurers, non-insurance affiliates, and parent companies that do not have to file statutory statements. Details on these entities’ derivatives positions are not publicly available.”

Just who is backstopping this $2 trillion in risk? The answer is mind-numbing. The counterparties to the life insurers are the same behemoth Wall Street banks who have their own potential nightmare scenario if there are major European bank defaults. The OFR report indicates the following:

“According to statutory data on insurance company legal entities, nine large U.S. and European banks are counterparties to about 60 percent of U.S. life insurers’ $2 trillion in notional derivatives. These data show that despite central clearing, derivatives interconnectedness between the U.S. life insurance industry and banks remains substantial.”

An accompanying chart shows (in order of magnitude) the following Wall Street banks with the greatest interconnectedness via derivatives to U.S. life insurers: Goldman Sachs, Deutsche Bank, Bank of America, Citigroup, Credit Suisse, Morgan Stanley, Barclays, JPMorgan Chase, and Wells Fargo.

It is impossible to overstate the dangers of this daisy chain of interconnectedness. The Wall Street banks that created the greatest financial collapse since the Great Depression in 2008 have now metastasized their failed derivatives model throughout the life insurance industry of the U.S. – raising the very real specter that in the next crash both massive banks and massive life insurers would require a taxpayer bailout.

Five of the largest U.S. banks that show up on the derivatives counterparty list to the U.S. life insurers, also show up on another list. The OFR report notes:

“The Basel Committee methodology measures banks’ complexity in part by looking at data on notional derivatives positions. These data reflect the nominal value of underlying derivatives contracts. They have been volatile since 2012 but remain highly concentrated among the five largest banks. As with OFR findings on insurance (see Section 2.5), OFR analysis suggests higher derivatives exposures for banks are associated with greater systemic risk.”

The five banks referenced above are: JPMorgan Chase, Citigroup, Goldman Sachs, Bank of America and Morgan Stanley.

The OFR report also indicates that regulators still do not have access to adequate data from the biggest banks and insurers to assess the dangers in real time. The report notes:

Deficiencies in data and data management remain a critical vulnerability. Data needs remain unfilled, particularly in shadow banking markets. Many of the new data are not ready or available for analysis. Despite progress, the probability remains high that data deficiencies will again prevent risk managers and regulators from assessing risks before it is too late.”


Solution: In a world where the global economic system is fragile, and European economic stability is deteriorating at an accelerating rate (Italy, Greece… and now Germany), U.S. Global – Systemically Important Banks (G-SIBs) will be sucked in to the vacuum when the default wave begins to roll in and counter-parties collapse.

And so, now would be the right time to insulate U.S. citizens by granting liquidity access through a Citizens Credit Facility – to eliminate vast tracts of deb at ground level.

Properly targeted liquidity infusions will help protect American families from losing their homes and businesses.  It will help keep main street America ‘humming’ during the next hard bank-driven financial downturn, protect jobs, and avoid major credit market dislocation.

The Leviticus 25 Plan 2018 –  $75,000 per U.S. citizen                                                        The Leviticus 25 Plan 2018 (2069)


The Leviticus 25 Plan 2018. The only economic acceleration “power-surge” plan in America.

America needs an economic “power surge,” and there is exactly one comprehensive plan currently available that can recharge our economic power engine

And here are the highlights of The Leviticus 25 Plan.

1.  All U.S. citizens are treated exactly the same. Participation is voluntary, no one is forced into The Plan There is no means-testing for participants.  There is no wealth redistribution.

2. The Plan grants U.S. citizens the same access to liquidity that was generously provided through massive liquidity transfusions to global financial institutions, including: Morgan Stanley, Citigroup, JP Morgan Chase & Co., Royal Bank of Scotland (RBS), State Street, Bank of America, Merrill Lynch, Goldman Sachs, Deutsche Bank, Barclays, UBS AG, Wachovia, Lehman, Wells Fargo, Bear Stearns, BNP Paribas, Dexia, and many others.

3. The Leviticus 25 Plan will provide substantive economic and social benefits to individual American families by granting U.S. citizens direct access to liquidity through a Citizens Credit Facility to be established by the Federal Reserve.
This Citizens Credit Facility will grant American families the same privileged access to liquidity that was extended to scores of the aforementioned major U.S. and foreign banking institutions and insurers during the critical years of the financial crisis (2007–2010), the very
institutions whose leveraged risk profiles with concentrated positions in Mortgage Backed Securities (MBS), Credit Default Swaps (CDS), Collateralized Debt Obligations (CDOs), and other related derivative products triggered the U.S. financial crisis.
American citizens deserve nothing less than the same direct access to liquidity that was granted to these financial institutions through the Federal Reserve Discount Window, and numerous funding facilities created by the Federal reserve, including the Term Auction Facility (TAF), Commercial Paper Funding Facility (CPFF), Primary Dealer Credit Facility (PDCF), the Term Securities Lending Facility (TSLF), Single Tranche Open Market  Operations (ST OMO), the Asset-Backed Commercial Paper Money Market Mutual Funding Liquidity Facility (AMLF),and several other credit facilities.
4.  The Leviticus 25 Plan would generate, on average,  $1.02 trillion budget surpluses each year for the next five years.
5. The Leviticus 25 Plan restores financial stability for American families and the freedom for citizens to directly allocate resources in managing their daily affairs – rather than requiring submission to central planning and government allocation of resources.


The Leviticus 25 Plan 2018 –  $75,000 per U.S. citizen                                                        The Leviticus 25 Plan 2018 (2066)

America 2017: Debt crisis looms. ‘Unwind’ will be chaotic. (Note: There is a way out).

America has an impending debt crisis on its hands.  It will inevitably lead to a chaotic ‘unwind,’ unless we get ‘creative.’

And that creativity had better start soon.


Don’t Blame Trump When The World Ends

ZeroHedge, Feb 3, 2017, Submitted by The Economic Prism / Excerpts:

The point is a century of scientific mismanagement of the currency has pushed the economic, financial, and social order well past any rational limit. Total government debt and stock valuations are at all-time extremes. Something big is coming. You can guarantee it. But don’t blame Trump when the world ends. There ain’t a doggone thing he or anyone else can do to stop it.”  

Here at the Economic Prism we agree a stock market crash is in the cards.. [however] . … when the crash does inevitably come, we don’t think President Trump is who the fingers of blame should be pointed at.

You may love the man.  You may hate him.  But the fact is, President Trump has been dealt the worst hand of any incoming U.S. President since James Buchanan – or maybe ever.

He’s taking over at a time when the national debt has experienced exponential growth for over 45 years.  The national debt was under $400 billion when Tricky Dick Nixon closed the gold window in 1971.  Today it’s nearly $20 trillion.

In short, the debt curve is entering a hyperbolic state.  No amount of monetary gas will be able to propel it straight up forever.  Of course, when you tack on unfunded liabilities, like social security, prescription drugs, and medicare, the debt runs up to a breathtaking $104.6 trillion.  Each taxpayer’s on the hook for over $874,800.

At the same time, the stock valuations are at nose bleed heights.  The Shiller’s Cyclically Adjusted Price Earnings (CAPE) ratio, for instance, is currently 28.5.  That’s 70 percent higher than the CAPE’s long-term historical average.

In addition, there have only been two occasions over the last 100 years that saw the CAPE at a higher valuation than today.  One was during the late 1920s, right before the stock market crash.  The other was the late 1990s, just prior to the popping of the internet bubble.

Similarly, the Buffett indicator, which is a ratio of the total market capitalization over gross domestic product, also shows that stocks are significantly overvalued.  The ratio currently stands at about 126 percent.  A fairly valued market is a ratio somewhere between 75 and 90 percent.  Anything above 115 percent is considered significantly over valued.

The point is a century of scientific mismanagement of the currency has pushed the economic, financial, and social order well past any rational limit.  Total government debt and stock valuations are at all-time extremes.  Something big is coming.  You can guarantee it.

But don’t blame Trump when the world ends.  There ain’t a doggone thing he or anyone else can do to stop it.


February 6, 2017

Dear Economic Prism –

There is indeed something we can do to “stop” the economic collapse scenario you have laid out.

It is called properly targeted liquidity, massive debt elimination, trillion dollar surpluses, free market dynamics and economic liberty for all Americans.

It all starts here:

The Leviticus 25 Plan 2018 –  $75,000 per U.S. citizen                                                         The Leviticus 25 Plan 2018 (2065)