Consumer banking needs a profound ‘re-balancing.’ Solution: The Leviticus 25 Plan

A notable imbalance has developed in consumer banking, an imbalance that is easily correctable.


Acting-Man, April 21, 2017

“The typical annual percentage yield (APY) on savings deposits is not 1 percent. It’s not even 0.1 percent. Rather, it’s about 0.01 percent; which is effectively less than zero after inflation.

What’s more, if an individual loans $10,000 to the bank for an entire year, in the form of a certificate of deposit (CD), they’ll get an APY of about 0.35 percent. No doubt, an APY of 0.01 percent on deposits and 0.35 percent on 1-year CDs in the face of 16 percent APR on credit card debt is an utter insult.

Conversely, the banks have never had it so good. They borrow from the Fed at less than 1 percent interest. Then they buy U.S. Treasury notes – currently the 10-Year note is yielding 2.24 percent. After that they issue credit to consumers at 16 percent APR while paying 0.01 percent yield on savings deposits. Has there ever been a more questionable business that’s given every advantage under the sun?”


There is one economic power-plan in America that levels the playing field.

The Leviticus 25 Plan 2018 –  $75,000 per U.S. citizen

The Leviticus 25 Plan 2018 (2361)

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