America needs a comprehensive plan to de-centralize health care. And there is just such a plan, loaded up and ready to launch…
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Insurers Request Huge Obamacare Rate Hikes, Many Over 20%
ZeroHedge, Jul 20, 2025 – Authored by Mike Shedlock via MishTalk.com,
Excerpt:
Medical care costs are surging already. A big leap is coming.
The Wall Street Journal reports Obamacare Insurers Seek Double-Digit Premium Hikes Next Year
If you buy your own health insurance, you are probably going to pay more next year—a lot more.
Insurers are seeking hefty 2026 rate increases for Affordable Care Act marketplace plans, the coverage known as Obamacare. Blue Cross & Blue Shield of Illinois wants a 27% hike, while its sister Blue Cross plan in Texas is asking for 21%. The largest ACA plans in Washington state, Georgia and Rhode Island are all looking for premiums to surge more than 20%.
The companies say the big increases are needed because of higher healthcare costs and changing federal policy, including cuts to subsidies that help consumers pay for plans. The higher premiums would come after years of enrollment growth and mostly single-digit rate increases in the Obamacare market, where individuals and families buy insurance for themselves. About 24 million people have ACA plans.
At the request of The Wall Street Journal, the health-research nonprofit KFF analyzed the rate requests for the largest ACA plans by enrollment in 17 states where the insurers’ filings have already become public, as well as the District of Columbia. They showed that some of the biggest national ACA players, including Centene and Elevance Health, are seeking double-digit increases in several states. The Blue Cross & Blue Shield plans of Texas and Illinois are both owned by Health Care Service, a giant nonprofit.
Most Obamacare enrollees’ monthly insurance bills will go up substantially next year because of reductions in federal subsidies that help pay for their coverage. Enhanced payments passed by Congress in 2021 will lapse at the end of December. The drop-off in subsidies is both helping to drive higher premiums and making it harder for many consumers to pay them.
Some people “are going to be hit with this double whammy” of bigger monthly insurance bills and losing the subsidy that blunts their cost, said Cynthia Cox, a vice president at KFF.
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The U.S. Health Care Freedom Plan, an integral component of The Leviticus 25 Plan, restores citizen-centered healthcare by eliminating governmental bureaucratic bloat, skyrocketing premiums, unfriendly and complicated medical access pathways, cumbersome, drawn-out claims processing, and rapidly shrinking reimbursements for physicians, pharmacists, and other health practitioners.
The U.S. Health Care Freedom Plan offers a powerful new access strategy for patients receiving medical and pharmaceutical services, home medical equipment, and home care services.
The Plan grants citizens the freedom to pay directly, in person, for health care plan premiums, and for their week-to-week health care purchases. It cuts out layers of bureaucracy and middlemen … simplifies access to health care and restores genuine ‘patient-provider’ relationships.
The U.S. Health Care Freedom Plan is the only comprehensive, citizen-centered health care plan in America. It ‘resets’ the health care industry to present a clean, efficient and responsible system. Most importantly, this plan restores individual citizen-centered health care for all participating Americans.
The U.S. Health Care Freedom Plan is available to each and every U.S. citizen – with no coverage mandates. Each U.S. citizen who wishes to participate will be granted a full and complete exemption from the ACA.
Each participating U.S. citizen shall receive a direct credit extension, through a special Federal Reserve / U.S. Treasury Citizens Credit Facility of $30,000, electronically deposited into a Medical Savings Account (MSA) – for direct allocation toward family health care needs.
Private insurance – Families shall be allowed to enroll in high-deductible major medical plans, that include basic, ‘no frills’ medical plans which best suit their individual needs and desires. These streamlined plans would lower premium costs for employees and employers, encouraging employers to cost-share savings with employees through incentive-based employer MSA contributions.
Those with extraordinary medical issues may be included in a high-risk category, with such plans being eligible for a government subsidy (similar to current Medicare Advantage).
Federal / state programs – Individuals enrolled in Medicare / Medicaid / VA / TRICARE / FEHB programs would maintain their covered status, with an annual deductible of $6,000 per year per enrolled family member, for a period of five years for those benefits. The dedicated MSA funds would fully fund the offset for the higher ($6,000) deductible feature for that five-year period. MSA funds could also be used to pay Medicare supplement premiums and other potential co-pay obligations.
Where health care services paid by patients directly with MSA funds, providers would not be bound by federal / state rules pertaining to Electronic Medical Records (EMRs), and other unnecessary administrative burdens.
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The Leviticus 25 Plan activation period is slated for the 5-year period beginning in 2026 and ending in 2030.
The Leviticus 25 Plan – Each participating U.S. citizen will receive a $60,000 deposit into a Family Account (FA) and a $35,000 deposit into a Medical Savings Account (MSA).
Qualification: All U.S. citizens residing in the United States are eligible to participate, contingent upon meeting qualification standards and agreement to specified recapture provisions. Participants (other than ‘custody account’ applicants) must prove stable credit history, stable job history, no recent drug/felony convictions.
These general recapture provisions include:
- Waiving all federal income tax refunds for a period of 5 years.
- Waiving benefits from income security programs, select benefits from means-tested welfare programs, SSI, and SSDI for a period of 5 years.
- Enrollees in the Medicare, Medicaid, VA Healthcare system, Federal Employees Health Benefits (FEHB), and TRICARE will be subject to a $7,000 deductible for primary care and outpatient services annually for a period of 5 years. (See full plan for more details)
The Leviticus 25 Plan generates $37.303 billion federal budget surpluses annually during each of its first five years of activation (2027-2031), and pays for itself entirely over a 10-15 year period.
The Leviticus 25 Plan – An Economic Acceleration Plan for America
$95,000 per U.S. citizen – Leviticus 25 Plan 2026 (33715 downloads )