$37.303 Billion Federal Budget Surpluses Annually (2027-2031): The Leviticus 25 Plan.

Loaded up and ready to launch.

The Leviticus 25 Plan 2027 – the most powerful economic acceleration plan in the world. Updated economic scoring summary: Every qualifying U.S. citizen who wishes to participate will receive $60,000 (Family Account) and $35,000 (Medical Savings Account). $95,000 per U.S. citizen. Massive public and private debt elimination. Economic liberty

Economic Scoring Subtotals:

CBO projected deficit summary (2027-2031):$9.909 trillion

Recapture gains (2027-2031):
Federal Income Tax recapture benefit: $1.366 trillion
Safety Net Program recapture benefit: $3.224 trillion
Medicaid/CHIP $7,000 deductible recapture $2.335 trillion
Medicare $7,000 deductible recapture:$2.152 trillion
VA $7,000 deductible recapture:$257.6 billion
TRICARE $7,000 deductible recapture: $263.2 billion
FEHB $7,000 deductible recapture: $229.6 billion
SSDI recapture:$658.7 billion

Subtotal Summary – Recapture:$10.486 trillion

Net surplus subtotal (before interest savings): $10.486 trillion – $9.909 trillion = $57.7 billion

____________________________________

The Leviticus 25 Plan budget surplus

Totals – 2027-2031:
5-year projected deficit (CBO): $9.909 trillion
5-year projected recapture (subtotal): $10.486 trillion
5-year projected interest expense savings: $128.817 billion

Budget surplus (projected) 2027-2031 – before interest expense savings:
$10.486 trillion – $9.909 trillion = $57.7 billion

Budget surplus (projected) 2027-2031 – including interest expense savings:
$57.7 billion + $128.817 billion = $186.517 billion

Average annual budget surplus (projected) 2027-2031:
$186.517 billion / 5 years: $37.303 billion per year


Note 1: Projected budget surpluses for 2027-2031 do not factor in the additional government tax revenue gains that would accrue from the massive shift in capital away from debt service and into
productive economic activity.

Note 2: Projected budget surpluses for 2027-2031 do not factor in the additional government tax revenue gains that would accrue from significantly lower levels of debt deductibility on individual income tax filings.

Note 3: Projected budget surpluses from the Medicaid / CHIP recapture do not take into account the likelihood of fewer citizens actually qualifying for Medicaid / CHIP benefits.

Note 4: Projected budget surpluses from Interest Expense Reductions during each of the first five years of activation (2027-2031) is likely understated due to the fact that ‘debt held by the public’ is projected to increase by 8.5% per year, from $28.278 trillion in 2026 to $40.198 trillion in 2030.

Note 5: The Plan’s funding of individual Medical Savings Accounts (MSAs) with the $7,000 deductible provision per year would result in an enormous drop in the number of claims each year for Medicare reimbursement. Medicare payroll taxes would generate a growing revenue stream, due to stronger economic growth, while outlays would drop significantly from the reduced claims numbers – thereby providing the Fed / Treasury Department with a powerful recapitalization of the Medicare Trust Fund, via the Citizen’s Credit Facility.

The Leviticus 25 Plan – Projection limitations
There can be no question that The Leviticus 25 Plan would generate healthy, broad-based economic growth from broad-based debt reduction and improved financial stability at the family level, the restoration of free market dynamics in commerce, and scaling back social program work disincentives.

The Leviticus 25 Plan does not attempt to project how much additional tax revenue and reduced cost of government will be realized, above and beyond the Recapture Provisions, over the course of the initial five years of the plan. In that sense, The Plan understates the effect of additional dynamic economic benefits.

Robust funding of Medical Savings Accounts and the elimination of millions of insurance claims and claims resolutions for basic primary care and everyday healthcare purchases swill save millions of man-hours of health care cost on an annual basis. Scaling back government involvement in basic primary care and everyday healthcare purchases for millions of Americans will also generate massive cost savings.

The Plan makes no attempt to project the positive effects of the streamlined, consumer-driven efficiencies that will emerge, and the cost reduction and improvement in services.
The Plan therefore understates the benefits.
The Plan projects an 80 percent participation rate by U.S. citizens. It is assumed that a large number of wealthy Americans will not participate, because their tax refunds are larger than the annual Plan benefits. And it is assumed that a large number of Americans receiving significant government benefits for extraordinary health or economic issues will also not participate.

Cost savings from the reductions in massive social welfare spending and other programs, like unemployment insurance, workman’s compensation, SSI and SSDI can be difficult to quantity, since state and federal funding mechanisms may both be involved in various ways. In that regard, The Plan may understate, or it may overstate, the benefits.

…………………..

Scoring Analysis – Jan 2026:

* The Leviticus 25 Plan 2027 Generates $37.303 Billion Federal Budget Surpluses Annually (2027-2031). Part 1: Overview, Deficit Projections (CBO)

* The Leviticus 25 Plan Generates $37.303 Billion Federal Budget Surpluses Annually (2027-2031). Part 2: Federal Income Tax Recapture; Economic Security / Means-Tested Welfare Recapture.

* The Leviticus 25 Plan Generates $37.303 Billion Federal Budget Surpluses Annually (2027-2031). Part 3: Medicaid, Medicare, VA, TRICARE, FEHB, SSDI Recapture

* The Leviticus 25 Plan Generates $37.303 Billion Federal Budget Surpluses Annually (2027-2031). Part 4: Interest Expense Recapture

* The Leviticus 25 Plan Generates $37.303 Billion Federal Budget Surpluses Annually (2027-2031). Part 5: Economic Scoring – Summary Totals

………………………………………………….

The Leviticus 25 Plan is a dynamic economic initiative providing direct liquidity benefits for American families, while at the same time scaling back the role of government in managing and controlling the affairs of citizens.  It is a comprehensive plan with long-term economic and social benefits for citizens and government.

The inspiration for this plan is based upon Biblical principles set forth in the Book of Leviticus, principles tendering direct economic liberties to the people.

The Leviticus 25 Plan – An Economic Acceleration Plan for America

$95,000 per U.S. citizen – Leviticus 25 Plan 2027 (45296 downloads )

Central Banks, Money Concentration, and ‘Rebalancing the Scales’..

The Impossible Two Percent: Why Central Banks Cannot Afford Price Stability

ZeroHedge, Dec 01, 2025 – Authored by Hamoon Soleimani via The Mises Institute,

Excerpts:

The Cantillon Trap: Winners and Losers by Design

Monetary expansion doesn’t spread evenly. New money concentrates where it enters—in financial assets, real estate, and the balance sheets of those with credit access. This creates two economies: one for asset-holders, enriched by expansion; another for wage-earners, crushed by the cost increases that follow.

To hit 2 percent consumer inflation, central banks must restrict money supply enough to destroy demand among ordinary households—the people furthest from the monetary spigot. But they’ve already inflated assets to the point where millions of families, pension funds, and governments depend on continued expansion to stay solvent. Tightening enough to hit 2 percent CPI means liquidating the phantom wealth propping up the entire system. We glimpsed this in 2022-2023: modest rate increases triggered bank failures and sovereign debt crises.

The trap is complete: monetary expansion enriches the few while punishing the many, but contraction would bankrupt both.

The Measurement Mirage

The CPI doesn’t measure what people experience. Housing costs appear through “owner’s equivalent rent”—a fiction understating reality by a significant amount. Healthcare, education, childcare—costs that have doubled or tripled—receive minimal weight. Meanwhile, falling electronics and import prices pull the average down.

A family whose rent has doubled, childcare tripled, and healthcare quadrupled is told inflation is “only” three percent. Central banks fight to hit a target disconnected from lived reality, using tools that damage those already most hurt by mismeasured inflation.

The Sovereign Debt Vise

The United States now carries $38.12 trillion in debt, with deficits locked in structural overdrive. For fiscal year 2025 (ending September 30, 2025), the federal budget deficit totaled approximately $1.8 trillion—marking one of the largest annual deficits in US history in nominal terms. In calendar year 2025 alone (through November), the debt has already climbed by over $1 trillion, representing one of the fastest accumulations outside of pandemic-era spikes.

The Fed cannot pursue “price stability” without triggering sovereign default. It cannot monetize the debt without abandoning its inflation target. Monetary and fiscal policy have fused into a single system where every path leads to ruin.

…..

The QT Surrender: Why the Fed Can’t Stop Printing

The Federal Reserve announced in October 2025 that quantitative tightening will end in December after reducing its balance sheet from $9 trillion to $6.6 trillion. This isn’t a policy choice—it’s mathematical surrender.

The Fed’s balance sheet remains bloated with low-yielding assets from QE rounds dating to 2008, earning two-three percent while the Fed pays 4.5 percent on reserves it created to buy them. The Fed operated at a loss for three consecutive years.

But the Fed cannot shrink its balance sheet to pre-crisis levels without triggering a liquidity crisis. The modern financial system operates under an “ample reserves framework”—a euphemism for permanent monetary expansion. Banks, pension funds, and Treasury markets have become structurally dependent on massive reserve creation. When the Fed attempted modest QT reductions, repo markets showed stress. They’re stopping, not because inflation is conquered, but because the financial system cannot handle genuine monetary normalization.

The QT cessation sets the stage for QE’s inevitable return. The Fed is now in what Austrian economists call the “crack-up boom” phase—the point where monetary authorities choose between deflation (and cascading debt defaults) or continued inflation (and currency destruction). The QT cessation signals their choice.

…..

Policy Checkmate—The Impossible Choice

High inflation destroys savings, distorts price signals, and creates social instability. But we must be honest: the 2 percent target cannot be achieved without either.

The options seem to be: 1) a deflationary depression that liquidates the debt overhang—and likely the social order with it; 2) a financial repression that slowly confiscates wealth through negative real rates; or, 3) a restructuring of how we conceptualize monetary stability in a hyper-financialized economy.

The first option is politically impossible and humanly catastrophic. The second is what we’re already doing, just with more dishonesty. The third requires admitting central banking as currently practiced has failed.

…..

The Endgame

This is the endgame of monetary central planning: not with hyperinflationary bang or deflationary whimper, but with the confused stumbling of policymakers who cannot admit their tools have welded them into a cage. The two percent target, tariff dividends, ample reserves frameworks, and technocratic jargon cannot obscure the simple truth: we have built an economic system requiring perpetual monetary expansion to avoid collapse, and we’ve run out of ways to pretend this is sustainable policy rather than slow-motion currency debasement with extra steps.

___________________________________________

The Leviticus 25 Plan is the one and only economic acceleration plan in the world with the power to ‘rebalance the scales’ which had tipped notoriously in favor of America’s “asset-holders, enriched by expansion” … to now tip back strongly in favor of America’s “wage-earners, crushed by the cost increases that follow.”

The Leviticus 25 Plan will furthermore eliminate America’s annual federal budget deficits, projected to average over $2 trillion over each of the coming five years, and thereby strengthen the U.S. Dollar and temper the ever-growing pressures of currency debasement.

The Leviticus 25 Plan will (conservatively) generate federal budget surpluses averaging $37.303 billion in each of its first five years of activation (2027-2031) and effectively pay for itself entirely over the following 10-15 year period.

The Leviticus 25 Plan – An Economic Acceleration Plan for America

$95,000 per U.S. citizen – Leviticus 25 Plan 2026 (44841 downloads )

The Leviticus 25 Plan Generates $37.303 Billion Federal Budget Surpluses Annually (2027-2031). Part 5: Economic Scoring – Summary Totals

The Leviticus 25 Plan 2027 – the world’s most powerful economic acceleration plan: Updated economic scoring summary.

Economic Scoring Subtotals:

CBO projected deficit summary (2027-2031):$9.909 trillion

Recapture gains (2027-2031):
Federal Income Tax recapture benefit: $1.366 trillion
Safety Net Program recapture benefit: $3.224 trillion
Medicaid/CHIP $7,000 deductible recapture $2.335 trillion
Medicare $7,000 deductible recapture:$2.152 trillion
VA $7,000 deductible recapture:$257.6 billion
TRICARE $7,000 deductible recapture: $263.2 billion
FEHB $7,000 deductible recapture: $229.6 billion
SSDI recapture:$658.7 billion

Subtotal Summary – Recapture:$10.486 trillion

Net surplus subtotal (before interest savings): $10.486 trillion – $9.909 trillion = $57.7 billion

____________________________________

The Leviticus 25 Plan budget surplus

Totals – 2027-2031:
5-year projected deficit (CBO): $9.909 trillion
5-year projected recapture (subtotal): $10.486 trillion
5-year projected interest expense savings: $128.817 billion

Budget surplus (projected) 2027-2031 – before interest expense savings:
$10.486 trillion – $9.909 trillion = $57.7 billion

Budget surplus (projected) 2027-2031 – including interest expense savings:
$57.7 billion + $128.817 billion = $186.517 billion

Average annual budget surplus (projected) 2027-2031:
$186.517 billion / 5 years: $37.303 billion per year


Note 1: Projected budget surpluses for 2027-2031 do not factor in the additional government tax revenue gains that would accrue from the massive shift in capital away from debt service and into
productive economic activity.

Note 2: Projected budget surpluses for 2027-2031 do not factor in the additional government tax revenue gains that would accrue from significantly lower levels of debt deductibility on individual income tax filings.

Note 3: Projected budget surpluses from the Medicaid / CHIP recapture do not take into account the likelihood of fewer citizens actually qualifying for Medicaid / CHIP benefits.

Note 4: Projected budget surpluses from Interest Expense Reductions during each of the first five years of activation (2027-2031) is likely understated due to the fact that ‘debt held by the public’ is projected to increase by 8.5% per year, from $28.278 trillion in 2026 to $40.198 trillion in 2030.

Note 5: The Plan’s funding of individual Medical Savings Accounts (MSAs) with the $7,000 deductible provision per year would result in an enormous drop in the number of claims each year for Medicare reimbursement. Medicare payroll taxes would generate a growing revenue stream, due to stronger economic growth, while outlays would drop significantly from the reduced claims numbers – thereby providing the Fed / Treasury Department with a powerful recapitalization of the Medicare Trust Fund, via the Citizen’s Credit Facility.

The Leviticus 25 Plan – Projection limitations
There can be no question that The Leviticus 25 Plan would generate healthy, broad-based economic growth from broad-based debt reduction and improved financial stability at the family level, the restoration of free market dynamics in commerce, and scaling back social program work disincentives.

The Leviticus 25 Plan does not attempt to project how much additional tax revenue and reduced cost of government will be realized, above and beyond the Recapture Provisions, over the course of the initial five years of the plan. In that sense, The Plan understates the effect of additional dynamic economic benefits.

Robust funding of Medical Savings Accounts and the elimination of millions of insurance claims and claims resolutions for basic primary care and everyday healthcare purchases swill save millions of man-hours of health care cost on an annual basis. Scaling back government involvement in basic primary care and everyday healthcare purchases for millions of Americans will also generate massive cost savings.

The Plan makes no attempt to project the positive effects of the streamlined, consumer-driven efficiencies that will emerge, and the cost reduction and improvement in services.
The Plan therefore understates the benefits.
The Plan projects an 80 percent participation rate by U.S. citizens. It is assumed that a large number of wealthy Americans will not participate, because their tax refunds are larger than the annual Plan benefits. And it is assumed that a large number of Americans receiving significant government benefits for extraordinary health or economic issues will also not participate.

Cost savings from the reductions in massive social welfare spending and other programs, like unemployment insurance, workman’s compensation, SSI and SSDI can be difficult to quantity, since state and federal funding mechanisms may both be involved in various ways. In that regard, The Plan may understate, or it may overstate, the benefits.

The Leviticus 25 Plan Generates $37.303 Billion Federal Budget Surpluses Annually (2027-2031). Part 4: Interest Expense Recapture

The Leviticus 25 Plan 2027 – the world’s most powerful economic acceleration plan: Updated economic scoring summary.


Interest expense on projected deficits 2027-2031

Federal debt has increased from $22.1 trillion in 2020 to $37.64 trillion as of July 1, 2025. Federal debt held by the public was reported to be $30.298 trillion, with remainder, $7.342 trillion, comprised of intra-governmental debt outstanding, which arises when one part of the government borrows from another. This intra-governmental debt interest expense item will be omitted from this calculation, since those dollars are not expensed directly.

St. Louis Fed Q3 2025: Debt held by the public, $30.3 trillion, makes up 80.0% of the $37.64 trillion National Debt.
U.S. Department of the Treasury (fiscal data): Interest Expense and Average Interest Rates on the National Debt FYTD 2026: 3.324%

The Bear Traps Report, Dec 30, 2024 Excerpts:
“CBO data, Bloomberg. The average weighted coupon on the U.S. debt load is about 2.7% vs. over 4.5% for 10-year U.S. Treasuries. As bonds mature, they get refinanced at much higher yields.”

“Incoming Stress Points – In 2025 the U.S. Treasury faces $9.6Tr of maturities in their so-called publicly held debt. In Q1 alone — the government faces $5.58Tr of maturities (bonds coming due, redemption), but 86% of those are short-term bills that the Treasury department rolls over into new 4-week, 8-week, 3,4, or 6-month bills, among others.”

“As a result, almost daily bill auctions are coming to a theater near you, as the Treasury Department mindlessly keeps pushing new paper into the market to pay back the colossal amount of maturing debt.”

This projection will assume an average monthly interest rate of 3.324% for 2026, and a conservative average monthly interest rate of 3.25% in calculating the interest expense to be eliminated during the budget surplus years of 2027-2031.
This projection also assumes that annual federal budget deficits will be funded through Treasury Issuance at an average of 80.0% rate for Debt Held by the Public.

Year / Annual Deficit/2
2025: $1.865 trillion/2 X .79 X .03 = $22.965 billion
2026: $1.713 trillion/2 X .79 X .03 = $21.934 billion
2027: $1.687 trillion/2 X .80 X .0325 = $21.931 billion
2028: $1.911 trillion/2 X .80 X .0325 = $24.843 billion
2029: $1.938 trillion/2 X .80 X .0325 = $25.194 billion
2030: $2.140 trillion/2 X .80 X .0325 = $27.820 billion
2031: $2.233 trillion/2 X .80 X .0325 = $29.029 billion

Recapture: Total interest expense eliminated by projected operating surpluses: $128.817 billion

Source(s): https://fiscaldata.treasury.gov/interest-expense-avg-interest-rates/
https://www.pgpf.org/programs-and-projects/fiscal-policy/monthly-interest-tracker-national-debt/
https://fred.stlouisfed.org/series/FYGFDPUN – Debt Held by the Public: $30.3 trillion (Q3 2025)


The Leviticus 25 Plan Generates $37.303 Billion Federal Budget Surpluses Annually (2027-2031). Part 3: Medicaid, Medicare, VA, TRICARE, FEHB, SSDI Recapture

The Leviticus 25 Plan 2027 – the most powerful economic acceleration plan in the world: Updated economic scoring summary.

Medicaid/CHIP Recapture
Each U.S. citizen participating in The Plan will receive a $35,000 deposit, funded through a Federal Reserve / U.S. Treasury Department-based Citizens Credit Facility, into a personal Medical Savings Account (MSA).

The Leviticus 25 Plan assumes 80% participation by Medicaid / CHIP enrollees.
Within this comprehensive economic plan, The U.S. Health Care Freedom Plan provides
Medical Savings Account (MSA) funding of $35,000 to cover the $7,000 deductible for Medicaid and CHIP eligible primary care events and select out-patient care services – primarily related to routine medical appointments, Medicaid prescription events, disease state monitoring clinics, and other desired primary care services.

September 2025 Medicaid & CHIP Enrollment – 77.05 million individuals were enrolled in Medicaid and CHIP in the 50 states and the District of Columbia that reported enrollment data for September 2025. 69,797,328 people were enrolled in Medicaid; 7,252,967 enrolled in CHIP.

Using a conservative estimate of 77.0 million for 2025, with a projected annual growth rate of 2%:
2025: 77.00 million
2026: 78.54 million
2027: 80.11 million
2028: 81.71 million
2029: 83.34 million
2030: 85.10 million
2031: 86.80 million

Total: 417.06 million receiving benefits 2027-2031

Average annual enrollment (2027-2031): 83.41 million
83.41 million X .8 = 66.728 million X $7,000/year X 5 years = $2.335 trillion

Total Medicaid/CHIP recapture during the 5-year target period (2027-2031): $2.335 trillion

Source(s): https://www.medicaid.gov/medicaid/program-information/medicaid-and-chip-enrollment-data/report-highlights/index.html

https://www.healthcarefinancenews.com/news/medicaid-enrollment-higher-pandemic-kff-finds
https://www.kff.org/medicaid/state-indicator/federalstate-share-of-spending/?currentTimeframe=0&sortModel=%7B%22colId%22:%22Location%22,%22sort%22:%22asc%22%7D

Note 1: The potential savings of $2.002 trillion does not take into account the additional savings to state and local government outlays, which range from 17% to 39% of total Medicaid-CHIP spending.
Source: https://www.kff.org/medicaid/state-indicator/federalstate-share-of-spending/?currentTimeframe=0&sortModel=%7B%22colId%22:%22Location%22,%22sort%22:%22asc%22%7D
Note 2: The potential savings of $2.002 trillion does not take into account the certainty of additional savings from individuals no longer being eligible for Medicaid-CHIP, due to their improving financial status.

_____________________________________

Medicare Recapture
Each U.S. citizen participating in The Plan will receive a $35,000 deposit, funded through a Federal Reserve / U.S Treasury Department-based Citizens Credit Facility, into a personal Medical Savings Account (MSA).

The Leviticus 25 Plan assumes 80% participation by Medicare enrollees.
Within this comprehensive economic plan, The U.S. Health Care Freedom Plan provides
Medical Savings Account (MSA) funding of $35,000 to cover a $7,000 annual deductible for Medicare-eligible primary care events and select out-patient services – primarily related to routine medical appointments, Medicare Part D prescription events, disease state monitoring clinics, and other desired primary care services.

There were 69.6 million people were enrolled in Medicare as of October 2025.

Projection: “Medicare spending grew 7.8% to $1,118.0 billion in 2024, or 21 percent of total National Health Expenditures.”

“Over 2024-33 average NHE growth (5.8 percent) is projected to outpace that of average Gross Domestic Product (GDP) growth (4.3 percent), resulting in an increase in the health spending share of GDP from 17.6 percent in 2023 to 20.3 percent in 2033.”

“Medicare enrollment is projected to grow steadily, with total beneficiaries rising to an estimated 78-79 million by 2030-2031.”

Applying a conservative projected enrollment growth rate of 2.5% annually through 2031, with an 80% participation rate, and a $7,000 annual deductible for the 5-year target period (2027-2031):
2025: 69.60 million X .8 X $6,000 = $334,080,000
2026: 71.34 million X .8 X $6,000 = $342,432,000
2027: 73.12 million X .8 X $7,000 = $409,472,000
2028: 74.95 million X .8 X $7,000 = $419,720,000
2029: 76.82 million X .8 X $7,000 = $430,192,000
2030: 78.74 million X .8 X $7.000 = $440,994,000
2031: 80.70 million X .8 X $7,000 = $451,920,000

Total Medicare recapture during the 5-year target period (2027-2031): $2.152 trillion

Detailed enrollment data can be viewed here: https://data.cms.gov/summary-statistics-on-beneficiary-enrollment/medicare-and-medicaid-reports/medicare-monthly-enrollment.

Source(s): https://www.cms.gov/data-research/statistics-trends-and-reports/national-health-expenditure-data/nhe-fact-sheet
https://data.cms.gov/summary-statistics-on-beneficiary-enrollment/medicare-and-medicaid-reports/medicare-monthly-enrollment / https://www.cms.gov/newsroom/press-releases/cms-office-actuary-releases-2021-2030-projections-national-health-expenditures

_____________________________________

VA Healthcare
The Leviticus 25 Plan assumes 80% participation by Veterans Administration healthcare enrollees. Within this comprehensive structure, The U.S. Health Care Freedom Plan provides Medical Savings Account (MSA) funding of $35,000, through a Federal Reserve / U.S. Treasury-based Citizens Credit Facility, to cover annual $7,000 deductibles for VA primary healthcare services over the course of the 5-year target period (2027-2031).

FY 2025 – 9.2 million enrollees in the VA health care system.
The plan assumes a stable 9.2 million enrollment in the VA Health Care System.

2027: 9.2 X 0.8 X $7,000 = $51,520,000,000
2028: 9.2 X 0.8 X $7,000 = $51,520,000,000
2029: 9.2 X 0.8 X $7,000 = $51,520,000,000
2030: 9.2 X 0.8 X $7,000 = $51,520,000,000
2031: 9.2 X 0.8 X $7,000 = $51,520,000,000

Total recapture: $257,600,000,000

Average annual recapture (2027-2031): $51.52 billion

Total recapture 2027-2031: $257.6 billion

Sources: https://department.va.gov/administrations-and-offices/management/archived-plans-and-reports/ https://www.va.gov/health/aboutvha.asp
Note: Budget Request (FY 2026) of $441.3 billion represents a 10% increase over the total VA budget for FY 2025.

_______________________________________

TRICARE
The Leviticus 25 Plan assumes 80% participation by qualified TRICARE enrollees.

Through The U.S. Health Care Freedom Plan component, participating members will receive a Medical Savings Account (MSA) funding injection of $35,000, through a Federal Reserve / U.S. Treasury Department-based Citizens Credit Facility, to cover annual $7,000 deductibles for desired primary care and out-patient services over the course of the 5-year target period (2027-2031).

There are currently ~9.4 million U.S. citizen beneficiaries in various locations around the world.
Recapture – total (2027-2031): 9.4 million X 0.8 X $7,000 X 5 years: $263.2 billion

Source: https://dha.mil/About-DHA/TRICARE-Numbers
Note: Outpatient visits: 87.9 million; Prescriptions filled: 101.7 million

_____________________________________

Federal Employee Health Benefits (FEHB)
The Leviticus 25 Plan assumes 80% participation by FEHB enrollees.
Participating members will receive a Medical Savings Account (MSA) funding injection of $35,000, through a Federal Reserve / U.S. Treasury Department-based Citizens Credit Facility, to cover annual $7,000 deductibles for desired primary care and out-patient services over the course of the 5-year target period (2027-2031).

FEHB Program carriers cover most active, full-time civilian employees and retirees of the U.S. government and their families. The Program now provides benefits to over 8.2 million federal enrollees and dependents and offers over 180 health plan choices to federal members.

Note – the Federal government also pays approximately 72% of premium costs per enrollee.
Recapture – total (2027-2031): 8.3 million X 0.8 X $7,000 X 5 = $229.6 billion

Source: https://www.opm.gov/news/secrets-of-opm/open-season/

_______________________________________

Social Security Disability Income (SSDI)
The Leviticus 25 Plan specifies that qualifying participants will not be eligible for SSDI benefits. The Plan assumes 80% participation by SSDI recipients.

December 2025 – total beneficiaries: 8.163 million recipients;
Total monthly SSDI benefit payments: $12.182 billion;
Total annual SSDI benefit payments: $146.184 billion.

This projection assumes a conservative 3% growth per year for 2027-2031, covering both enrollment growth and COLA:
2025: $146.184 billion
2026: $150.570 billion
2027: $155.087 billion
2028: $159.740 billion
2029: $164.532 billion
2030: $169.468 billion
2031: $174.552 billion

Total: $823.379 billion / Average per year: $164.676 billion

Total for 5-year target period 2027-2031:
Plan assumes 80% participation – recapture: $823.379 billion X 0.8 = $658.70 billion

Source(s): Social Security Benefits Dec 2025 – Disability Insurance
https://www.ssa.gov/policy/docs/quickfacts/stat_snapshot/
https://www.cbpp.org/research/social-security/social-security-disability-insurance-0

“SSDI benefits are financed primarily by part of the Social Security payroll tax..”

“Social Security’s trustees project that the share of people in the United States receiving SSDI will rise somewhat over the next 20 years and then remain stable.”

Note: The 3% growth projection, covering both the enrollment increase and annual COLA, is likely a conservative estimation for the period 2027-2031.

__________________________________________________

The Leviticus 25 Plan Generates $37.303 Billion Federal Budget Surpluses Annually (2027-2031). Part 2: Federal Income Tax Recapture; Economic Security / Means-Tested Welfare Recapture.

The Leviticus 25 Plan – the most powerful economic acceleration plan in the world: Updated economic scoring summary.

Federal Income Tax Recapture
This scoring model assumes that 80% of qualified U.S. citizens will voluntarily participate in The Leviticus 25 Plan. Participants must give up their tax refunds through the Plan’s recapture provisions for the 5-year target period (2027-2031).

According to 2025 IRS Filing season statistics, through Dec 28, 2025: 103,846,000 total refunds were paid out, totaling $328.878 billion.

Refund totals have increased by approximately $25.117 billion over the past eight years, from $303.761 billion (2018) to a current (estimated) $328.878 billion (2025), representing an average increase of $3.14 billion per year.

A conservative estimated average of $3.1 billion per year (2027-2031) will be used for this recapture calculation.
2024: $329.1 billion (actual)
2025: $328.9 billion (actual)
2026: $332.0 billion
2027: $335.1 billion
2028: $338.2 billion
2029: $341.3 billion
2030: $344.4 billion
2031: $347.5 billion

Total: $1.707 trillion

Total recapture X 80%: $1.707 trillion X .8 = $1.366 trillion

Total recapture per annum (2027-2031): $1.366 trillion / 5 = $273.2 billion

Source(s): https://www.irs.gov/newsroom/filing-season-statistics-by-year

._____________________________________

Means-tested welfare / Economic Security Programs – Recapture

Participants in the Plan will forego Economic Security Program benefits and select means-tested welfare benefits for the period 2027-2031.

Economic security programs: Outlays were about 10 percent (or $701.6 billion) of the federal budget in 2025, in funding [safety net] programs that provide aid (other than health insurance or Social Security benefits) to individuals and families facing hardship. Economic security programs include: the refundable portions of the Earned Income Tax Credit and Child Tax Credit, which assist low- and moderate-income working families; programs that provide cash payments to eligible individuals or households, including unemployment insurance and Supplemental Security Income for low-income people who are elderly or disabled; various forms of in-kind assistance for low-income people, including the Supplemental Nutrition Assistance Program (formerly known as food stamps), school meals, low-income housing assistance, child care assistance, and help meeting home energy bills; and other programs such as those that aid abused or neglected children.1

Economic Security outlays were $701.6 billion in fiscal year 2025, an increase of 4.5 percent or $30.5 billion above the prior fiscal year.
Source: https://www.cbpp.org/research/federal-budget/where-do-our-federal-tax-dollars-go

Assuming 80% participation and a modest 3.5% growth / year:

2025: $701.600 billion
2026: $701.600 billion + $24.556 billion = $726.156 billion
2027: $726.156 billion + $25.415 billion = $751.571 billion
2028: $751.571 billion + $26.305 billion = $777.876 billion
2029: $777.876 billion + $27.226 billion = $805.102 billion
2030: $805.102 billion + $28.178 billion = $833.280 billion
2031: $833.280 billion + $29.165 billion = $862.445 billion

Total projected federal means-tested welfare outlays 2027-2031 = $4.030 trillion
Assuming 80% participation: $4.030 trillion x .8 = $3.224 trillion

Total Means-tested Welfare recapture during the 5-year target period (2027-2031): $3.224 trillion

Source(s):
https://www.fiscal.treasury.gov/files/reports-statements/combined-statement/cs2025/outlay.pdf
https://fiscaldata.treasury.gov/americas-finance-guide/federal-spending/ FY2025 – $7.01 trillion
https://www.cbpp.org/research/federal-budget/where-do-our-federal-tax-dollars-go
https://www.ssa.gov/policy/docs/statcomps/ssi_monthly/2024-11/table01.html
https://turbotax.intuit.com/tax-tips/general/how-are-federal-taxes-spent/L6kinGuUt : “Safety net programs, including unemployment insurance, food stamps, and low-income housing assistance, make up about 11% of your FY2024 federal budget [$742.5 billion].”

The Leviticus 25 Plan 2027 Generates $37.303 Billion Federal Budget Surpluses Annually (2027-2031). Part 1: Overview, Deficit Projections (CBO)

The Leviticus 25 Plan will generate annual budget surpluses of $37.303 billion during each of the first five years of activation (2027-2031), versus the CBO-projected $1.982 trillion average annual deficits, representing a positive budget gain of $2.019 trillion annually for the period.

Budget surpluses would be negotiable for partial transfer back to the Federal Reserve to effect ongoing reductions of the Citizens Credit Facility balance sheet. More importantly, $37.303 billion annual budget surpluses would provide a dynamic counterbalance to the inevitable demands on the Fed to purchase T-Bills and T-Bonds in support of Treasury Auctions throughout 2027-2031.

Overview, Primary Assumptions, Economic Scoring

The Leviticus 25 Plan activation period is slated for the 5-year period beginning in 2027 and ending in 2031.

  1. The Leviticus 25 Plan – Each participating U.S. citizen will receive a $60,000 deposit into a Family Account (FA) and a $35,000 deposit into a Medical Savings Account (MSA).

All U.S. citizens residing in the United States are eligible to participate, contingent upon meeting qualification standards and agreement to specified recapture provisions.
Participants (other than ‘custody account’ applicants) must prove stable credit history, stable job history, no recent drug/felony convictions.

These general recapture provisions include:

  • Waiving all federal income tax refunds for a period of 5 years.
  • Waiving benefits from economic security programs, select benefits from means-tested welfare programs, SSI, and SSDI for a period of 5 years.
  • Enrollees in the Medicare, VA Healthcare system, Federal Employees Health Benefits
    (FEHB), and TRICARE will be subject to a $7,000 deductible for primary care and outpatient
    services annually for a period of 5 years. (See full plan for more details)

Primary scoring assumptions:

The Plan assumes an 80% participation rate by U.S. citizens. Wealthier Americans would choose not to participate, due to the comparative benefit of income tax refund amounts. Many individuals of lower socio-economic sector would also choose not to participate, due to the comparatively high benefits profiles that they would not wish to give up.

The Plan assumes that participating families would use significant funds to pay down / eliminate debt, and that these longer-term, lower debt service obligations would enhance the financial security of participating families for several decades beyond the opening activation period. Federal, state, and local government entities would benefit from longer-term tax revenue growth and reduced citizen dependence on government-based entitlement program benefits.

The Plan assumes that dynamic new efficiencies would emerge in the healthcare system – with more families managing/directing healthcare expenditures through their MSAs.

The Plan assumes that apart from the recapture provisions, there would also be significant tax revenue growth for federal, state and local government entities from free-market economic revitalization, more people working and paying taxes, and from the elimination of various income tax deductions (e.g. mortgage / HELOC interest expense).

The Plan assumes that there would not be a massive full-scale move back into the means-tested welfare programs, income security programs, SSI, and SSDI at the end of the initial 5-year activation period.

The benefits of a free-market economy and newfound economic liberty for American families would provide positive economic inertia throughout years 5-10, and for several decades beyond.

Recapture provisions would provide substantial federal budget surpluses for each year of the initial 5-year period. Economic growth over the following 10-15 years would generate sufficient recapture funding and tax revenue growth to offset the entire initial Federal Reserve balance sheet expansion.

Significant inertia from The Plan would also provide on-going, market-based growth benefits over succeeding years that far exceed any prospect for healthy economic growth that may be expected under America’s current big-government, central-planning approach.

Dynamic economic benefits would flow from:

  • Family level massive debt elimination, financial security gains.
  • Timely, sweeping reversal of big government “central planning” control.
  • Productivity gains from reversal of work disincentives currently embedded in social programs.
  • Economic growth, improved productivity, job creation, free market dynamics.
  • Stabilization of bank capitalization, housing market.
  • Strengthen / stabilize long-term value of U.S. Dollar.
  • Minimizing the role of government in managing, directing, controlling the affairs of citizens.
  1. Federal Budget Deficit Projections – Congressional Budget Office
    The Budget and Economic Outlook: 2025-2035 projects budget deficits ranging from $1.713 trillion 2026 to $2.140 trillion in 2030, and on up to $2.531 trillion by 2035. Actual deficits for the out years are likely to be higher than CBO projections, based upon history (“actual” versus “projected”).

Congressional Budget Office (CBO) Deficit Projections 2025-2035

CBO deficit projections for target period (2027-2031)
2024: $1.832 trillion (actual) vs $1.915 trillion (projected)
2025: $1.865 trillion
2026: $1.713 trillion
2027: $1.687 trillion
2028: $1.911 trillion
2029: $1.938 trillion
2030: $2.140 trillion
2031: $2.233 trillion

Total deficits projected 2027-2031: $9.909 trillion
Average annual budget deficits 2027-2031: $1.982 trillion

Source: CBO 10-Year Budget Projections (2025-2035): https://www.cbo.gov/system/files/2025-01/60870-Outlook-2025.pdf

ObamaCare: Soaring Premiums, Phantom Enrollees. Ready for Launch: America’s Powerhouse, Vote-Winning Health Care Solution – The Leviticus 25 Plan.

“You never change things by fighting the existing reality. To change something, build a new model that makes the existing model obsolete. –R. Buckminster Fuller

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How Expanded Obamacare Made Premiums Spiral, Americans Dependent

ZeroHedge, Jan 16, 2026 – Authored by Lawrence Wilson and Sylvia Xu via The Epoch Times,

Excerpts:

Congress responded to the COVID-19 pandemic by passing the American Rescue Plan Act in early 2021. This $1.9 trillion spending bill was intended to provide relief and spark an economic recovery.

Among other provisions, the law expanded the availability of government-subsidized health care through the Obamacare Marketplace to help low- to middle-income people maintain health coverage until the economy normalized.

The measure brought millions of middle-class Americans into Obamacare, but had the unintended consequence of making many of them dependent on government aid.

The law also introduced temporary, enhanced subsidies, which raised Obamacare premiums, some observers say.

Though the enhanced subsidies expired on Dec. 31, 2025, Congress continues to debate their possible reinstatement.

…………………

During the pandemic, Congress created subsidies that had no income cap. These enhanced subsidies also lowered enrollees’ affordability cap—the maximum amount a customer would pay out of pocket for a monthly premium.

Under the enhanced subsidies, introduced in 2021, no enrollee would spend more than 8.5 percent of their monthly income on premiums. Some would pay no more than 6 percent, others 4 percent or 2 percent, and some would pay nothing.

Enrollment boomed, jumping from 11.4 million to 14.5 million in two years. By 2025, enrollment had doubled from its pre-pandemic level, topping 24 million, according to data from health research organization KFF.

The enhanced subsidies were set to expire in 2022, allowing just enough time to get people back to work.

But when the pandemic ended, the enhanced subsidies remained.

Premiums Increased, Wages Didn’t – Health insurance premiums increased dramatically during Obamacare’s first five years. The average individual premium for a 40-year-old went up at least 75 percent, according to data reported by KFF.

Prices soared in commercial markets, too, where the cost of individual premiums rose about 120 percent from 2013 to 2019, according to The Heritage Foundation.

Obamacare prices leveled out before the pandemic hit and from 2020 to 2022, which includes the first two years of enhanced subsidies, prices dropped 5 percent, according to data reported by KFF.

But in 2022, the year the subsidies were set to end, inflation was on the rise, peaking at more than 9 percent by midyear, according to the Bureau of Labor Statistics.

Economists broadly agree that this was an unintended consequence of American Rescue Plan spending. The rising prices were “the product of easy fiscal and monetary policies, excess savings accumulated during the pandemic, and the reopening of locked-down economies,” Ben Bernanke, former chairman of the Federal Reserve, wrote in a co-authored assessment for Brookings.

Congress responded by spending even more money. The Inflation Reduction Act, passed in August 2022, would pump another $1.2 trillion into the economy within a decade, the Cato Institute estimated. That included a three-year extension of the enhanced subsidies.

Obamacare premiums shot back up, according to data reported by KFF, rising more than 13 percent in three years.

…………………………..

“The [Affordable Care Act] subsidy structure is itself inflationary—driving up health care prices and total premiums,” said Mark Howell and Brian Blase of the think tank Paragon Health Institute. “As Congress considers the future of the COVID Credits . . . it must confront the reality that the [Affordable Care Act] made coverage far less affordable.”

That reality was largely hidden from many who received the enhanced subsidies because their out-of-pocket premium payments were capped based on income. Price hikes above that cap were paid by taxpayers, which meant the enhanced subsidies were now even more important for people with modest incomes.

………………………………..

There has been no dispute among lawmakers that the enhanced subsidies have been a boon to consumers.

The average Obamacare premium for 2025 was $619 per month, of which subsidies covered more than $500. More than 10 million enrollees, 46 percent of those receiving aid, paid $10 or less per month out of pocket for premiums.

About 8 million paid $0, according to Brookings.

That’s exactly the problem, according to some analysts, because the possibility of enrolling large numbers of people who would never receive a bill created a ripe opportunity for fraud.

Many people were enrolled in the program without their knowledge by unscrupulous insurance brokers, Blase alleges, prompting the federal government to send a commission check to them—and premium payments to an insurance company.

These phantom enrollees are detected in part by their lack of activity once enrolled, Blase said.

“In 2024, nearly 12 million enrollees did not use their plan a single time—up from fewer than 4 million in 2021,” Blase told the House Judiciary Committee on Dec. 10.

Overall, 35 percent of all exchange enrollees never used their plan, and 40 percent of fully subsidized enrollees did not have a single claim, which Blase said is double the rate in both the commercial market and pre-pandemic Obamacare.

America’s Health Insurance Providers, the trade association for health insurance companies, disputed that claim.

“A ‘no-claims’ year is evidence that a consumer stayed healthy or only had a few months of coverage—not that taxpayer money was misdirected or that their policy was illegitimate,” the group said in an Aug. 18 statement.

Yet in December 2025, the Government Accountability Office provided evidence of enrollment fraud in Obamacare that suggests fake accounts are being created.

Investigators were able to enroll 20 nonexistent identities in Obamacare in 2024 by using Social Security numbers that had never been issued to any person and other easily created counterfeit documents.

Of the 20 false enrollments, 18 were still active in September 2025, costing taxpayers more than $10,000 per month.

Investigators also found 26,000 accounts that received subsidies in 2023 based on Social Security numbers that matched records in the Social Security Administration’s death file.

More than 7,000 Social Security numbers belonged to people who were reported dead before enrolling in Obamacare, and 19,000 Social Security numbers matched death data by number but not name and address, indicating that false identities may have been created for enrollment.

Taxpayers paid more than $94 million in subsidies for one year based on those numbers.

Another indication of fraud is the number of states where enrollment in Obamacare plans with a $0 premium is unreasonably high compared to the number with a qualifying income.

Twenty-four states have more Obamacare enrollees claiming incomes between 100 percent and 150 percent of the federal poverty level than there are people living in the state with that income, according to data from the U.S. Census Bureau.

The problem appears worse in states that have not adopted expanded Medicaid, which would have increased Medicaid eligibility to 138 percent of the federal poverty level.

Obamacare customers are automatically re-enrolled each year, so a fictitious account would continue to generate fraudulent commissions and wasteful insurance payments until detected.

Fraudulent enrollment costs up to $20 billion per year, according to Paragon Health Institute.

Making Health Care Affordable – The enhanced subsidies expired on Dec. 31, 2025. Congressional Republicans and Democrats continue to agree that the U.S. health care system has become unaffordable and want to address the problem. They differ in approach.

Democrats generally favor government intervention in the system, as in the case of Obamacare, where taxpayers pitch in to cover rising costs.

The Senate in December 2025 rejected a proposal to make the enhanced subsidies permanent. House Minority Leader Hakeem Jeffries (D-N.Y.) said at a press conference on Jan. 5 that his party continues to seek an extension of the subsidies “to protect the health care of tens of millions of … everyday Americans, middle-class Americans and working class Americans.”

Without the subsidies, Jeffries said, some consumers would face cost increases of up to $2,000 or more per month.

Republicans generally favor using the power of government to create marketplace competition. Senate Republicans recently presented a plan to provide dedicated funds directly to consumers, which they could use to shop for health care. That plan, too, was rejected by the Senate.

Sen. John Thune (R-S.D.), the Senate majority leader, addressed the differing philosophies in a Dec. 16, 2025, press conference.

“If [Democrats are] willing to accept changes that actually would put more power and control and resources in the hands of the American people, and less of that in the pockets of the insurance companies, I think there’s a path forward,” he said.

President Donald Trump has said he would veto any extension of Obamacare subsidies that came to his desk.

_____________________________________

To Sen. John Thune:
Main Street America Republicans have the plan that “would [indeed] put more power and control and resources in the hands of the American people, and less in the pockets of the insurance companies.”

It is a plan that will overwhelmingly win over the hearts and minds of U.S. citizen voters, and get America back on track as a world economic leader.

The Leviticus 25 Plan will reestablish a strong, market-based, citizen-centered health care system in America.

•    Medicare Part D Prescription Drug Benefit – A Dynamic New Funding Model: The Leviticus 25 Plan.

•    Pharmacy Closures – PBM Market Power Abuse. Problem Solved: The Leviticus 25 Plan

•    World Class Health Care Solved: The Leviticus 25 Plan

•    A Look Back: ObamaCare Administrative costs “shocking” – The Hill

•    WSJ: “Give Medicaid Dollars Directly to Patients.” There is a much better plan: The U.S. Health Care Freedom Plan

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The Leviticus 25 Plan is a dynamic economic initiative providing direct liquidity benefits for American families, while at the same time scaling back the role of government in managing and controlling the affairs of citizens.  It is a comprehensive plan with long-term economic and social benefits for citizens and government.

The inspiration for this plan is based upon Biblical principles set forth in the Book of Leviticus, principles tendering direct economic liberties to the people.

The Leviticus 25 Plan – An Economic Acceleration Plan for America

$95,000 per U.S. citizen – Leviticus 25 Plan 2026 (44153 downloads )

Decentralizing Pathway for Big Government Fraud, Waste Cleanup: The Leviticus 25 Plan

The Leviticus 25 Plan is a clean and powerful, economically viable, and politically feasible master plan to dramatically reduce government handout programs – and end the billions of dollars lost to fraud, waste, and inefficiency each year in the U.S..

…………………………………………………..

Peter G. Peterson Foundation Report
Apr 17, 2026
About $121 billion, or 75 percent, of the improper payments in 2024 came from the following five programs. Each program has been or currently is on GAO’s High Risk List, meaning the capacity for fraud and waste within the program had been identified prior to the recent report.

  1. Medicare: $54 billion
  2. Medicaid: $31 billion
  3. Earned Income Tax Credit (EITC): $16 billion
  4. Supplemental Nutrition Assistance Program: $11 billion
  5. Restaurant Revitalization Fund: $9 billion

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Treasury Secretary Scott Bessent reveals up to 10% of US budget stolen each year
By Ryan King
NY Post – Published Jan. 12, 2026
Excerpt:
WASHINGTON — Hundreds of billions of taxpayer dollars are being squandered on waste, fraud, and abuse each year, Treasury Secretary Scott Bessent shockingly claimed in a interview.
Somewhere between 5-10% of the total federal budget gets gobbled up by wrongdoers each year get gets gobbled up by wrongdoers each year, Bessent said, citing data from the Government Accountability Office (GAO).

……………………………………

SBA Investigating $1.2 Trillion On Payments As Part Of Fraud Probe: Loeffler
ZeroHedge, Jan 13, 2026 – Authored by Travis Gilmore and Jen Jekielek via The Epoch Times,
Excerpt:
Federal officials are reviewing approximately $1.2 trillion in payouts to root out fraudsters, according to Kelly Loeffler, administrator of the Small Business Administration (SBA).
“Federal contracting and the fraud that happens within it in Washington, D.C., around these programs are probably the worst kept secret in Washington,” Loeffler said ….

……………………………………

WSJ Letters: Get to the bottom of what went wrong with pandemic unemployment benefits before it happens again.
Dec. 19, 2022 – Excerpt:
Regarding Rep. James Comer’s op-ed “Get Ready for Republican Oversight” (Dec. 12): When it comes to pandemic-relief fraud, there is no time to waste. Pandemic unemployment benefits were hardest hit, with estimates of fraud and abuse as high as $400 billion—the equivalent of a decade and a half of regular unemployment benefit payments. Criminal gangs, including some based in Russia and China, used stolen identities to seize U.S. tax dollars on an industrial scale.

_____________________________________

The Leviticus 25 Plan will restore financial health for millions of U.S. citizen families and thereby eliminate the dependency of vast numbers of people on the myriad of loosely regulated government programs.

The Leviticus 25 Plan will reduce government outlays and generate trillion of dollars in new tax revenue for federal, state, and local government entities.

This dynamic economic acceleration plan is loaded up and ready to launch.

The Leviticus 25 Plan – An Economic Acceleration Plan for America

$95,000 per U.S. citizen – Leviticus 25 Plan 2026 (43735 downloads )

National Debt Plus Unfunded Liabilities: $151 Trillion.

Main Street America Republicans have the one and only economic acceleration plan on record with the raw power to eliminate public and private debt, strengthen the U.S. economy, and restore financial health for millions of hard-working American families….

………………………………………………………

Think America Owes $37 Trillion? It’s Far Worse Than That

Misleading accounting hides the stunning scale of DC’s financial obligations

Brian McGlinchey, Stark Realities | Aug 01, 2025

Excerpts:

When asked how far the US government has plunged into the red, many fiscally-conscious Americans will tell you the national debt has reached $37 trillion. As distressing as that official number is, America’s true fiscal situation is even worse — far worse. According to a barely-publicized Treasury report, the actual grand total of Uncle Sam’s obligations is more than $151 trillion.

That huge discrepancy springs from the fact that the federal government doesn’t hold itself to the same accounting standards it imposes on businesses. Rather than using accrual accounting — which recognizes expenses when they’re incurred — our Washington overlords self-servingly use simple cash accounting, only recognizing expenses when they’re paid. As a result, discourse on federal obligations solely focuses on the national debt, comprising Treasury bills, notes and bonds.

Once a year, however, an obscure report delivers a more accurate version of Uncle Sam’s balance sheet. While it receives almost no attention from journalists or public officials, the Treasury Department is required to submit an annual report to Congress detailing the government’s financial condition. Critically, the 1994 law compelling this report mandates that it reflect “unfunded liabilities” — that is, commitments made without any dedicated assets or income streams to ensure they’ll be kept.

…..

One of the larger categories of those unfunded liabilities is future federal employee and veterans benefits. At the end of the 2024 fiscal year, this alone represented a $15 trillion obligation. However, by leaps and bounds, the largest unfunded liabilities spring from America’s social insurance obligations — primarily Social Security and Medicare. At fiscal-year end, these liabilities totaled a towering $105.8 trillion.

Stacking these and other unfunded liabilities on top of the publicly-held national debt and other obligations, you arrive at a grand total of $151.3 trillion at the end of the 2024 fiscal year. Offsetting that by an estimated $7.9 trillion in US government commercial assets — including property, plant, equipment and purported gold holdings — a Just Facts analysis puts Uncle Sam at an overall net-negative $143 trillion.

……………..

Wrangling over the budget isn’t going to save us. Congressional debates tend to center on discretionary spending — outlays that require a vote by Congress during the appropriations process. However, America’s steady march to insolvency is driven by so-called mandatory spending, which is hardwired by previously-enacted laws.

In what may be the most ominous indication that the government is on an autopilot-course for catastrophe, the proportion of total federal outlays driven by mandatory spending has more than doubled since 1965 — from 34% to 73% in 2024. It was at 71% just two years earlier, in 2022.

From Manhattan Institute’s Spending, Taxes & Deficits: A Book of Charts

The two largest examples of mandatory spending are Social Security and Medicare. Those old-age programs are now well within sight of a crisis that’s been warned about for a generation: According to the latest report from their program trustees, Social Security and Medicare trust funds are now just seven years from insolvency.

……….

There’s another key component of mandatory spending that isn’t counted in the national debt: interest payments on debt issued to cover past and current spending. “In total, social programs and interest on the national debt—which mainly stems from social programs—account for 75% of all federal spending,” notes Agresti.

Interest payments also represent a steadily growing share of total outlays, and will total almost $1 trillion this year. Within 10 years, they’re projected to reach $2 trillion, roughly equal to the entire 2025 deficit. Last year saw a grim milestone, as interest expense surpassed spending on both defense and Medicare.

From Manhattan Institute’s Spending, Taxes & Deficits: A Book of Charts

Current projections have interest surpassing Social Security to become the largest single expenditure by 2042, but don’t be surprised if that milestone doesn’t come sooner. The government is already descending into a vicious cycle in which mounting US debt has the buyers of that debt demanding higher interest rates in compensation for the growing risk of inflation and/or default — with those higher rates creating larger interest payouts and even more debt.

Beyond mandatory-vs-discretionary, and funded-vs-unfunded, there’s an even more important but far-less-discussed classification of spending that goes to the very heart of America’s march toward financial disaster: constitutional vs unconstitutional. As I noted in the most-read article at Stark Realities, “Americans Are Fighting For Control Of Federal Powers That Shouldn’t Exist”:

Today’s sprawling federal government, which involves itself in almost every aspect of daily American life, is almost entirely unconstitutional.

To rattle off just a random fistful of the federal government’s unauthorized undertakings and entities — brace yourself — there is zero constitutional authority for the Social Security, Medicare, federal drug prohibitions, the Small Business Administration, crop subsidies, the Department of Labor, automotive fuel efficiency standards, climate regulations, the Federal Reserve, union regulation, housing subsidies, the Department of Agriculture, workplace regulations, the Department of Education, federal student loans, the Food and Drug Administration, food stamps, unemployment insurance or light bulb regulations. Even that sampling doesn’t begin to fully account for the scope of the unsanctioned activity.

This Pandora’s box of unconstitutional endeavors was opened wide by unconscionably expansive Supreme Court interpretations of the Constitution in the 1930s. It’s no coincidence that federal spending represented a mere 3% of GDP in 1930 but soared to an economy-warping 23% by 2024.

Now we find the federal government in a $143 trillion hole, a burden that comes out to $1,085,022 per US household. History suggests this will end with a government default. In the United States, that will likely occur not via an explicit repudiation of the debt, but through rampant price inflation as the Treasury and the Federal Reserve conspire to create new money out of thin air to make debt payments.

From Manhattan Institute’s Spending, Taxes & Deficits: A Book of Charts

“They can’t pay the debt, so they have to liquidate the debt,” said former Congressman Ron Paul in a June conversation with David Lin. “They [won’t] default — they’re always going to pay something for the Treasury bills. What they’re going to do is liquidate the debt by paying it off with counterfeit money.”

While the Fed-Treasury money creation scheme has been with us for a long time, the alarming trajectory of federal debt and spending point to future money-printing on a scale that will trigger hyperinflation and economic collapse. At that point, Americans will stand at a crossroads. Desperation and fear will make them susceptible to the siren song of even more authoritarianism and unconstitutional, centralized command of the economy and society than what put them in such dire straits to begin with.

“People will want to be taken care of,” Paul said. “I see it as an opportunity. If people are promoting the cause of liberty and there’s chaos in the streets, we better get out there and lead the charge and say you don’t need more of what caused this. You don’t need more authoritarianism. What you need is more liberty and more peace, and that means you ought to obey the Constitution.”

________________________________

Mr. Ron Paul, meet The Leviticus 25 Plan:
1) Preserve the cause of liberty and economic freedom for all Americans;
2) Restore financial security to millions of America’s hard-working, tax-paying U.S. citizen families;
3) Reverse big-government “centralized command of the economy and society”;
4) Eliminate massive amounts of entitlement program outlays;
5) Restore citizen-centered health care in America;
6) Generate $37.303 billion federal budget surpluses each of it first five years of activation (2027-2031);
7) Eliminate the looming threat of credit market disorder and banking system instability.

The Leviticus 25 Plan is a dynamic economic initiative providing direct liquidity benefits for American families, while at the same time scaling back the role of government in managing and controlling the affairs of citizens.  It is a comprehensive plan with long-term economic and social benefits for citizens and government.

The inspiration for this plan is based upon Biblical principles set forth in the Book of Leviticus, principles tendering direct economic liberties to the people.

The Leviticus 25 Plan – An Economic Acceleration Plan for America

$95,000 per U.S. citizen – Leviticus 25 Plan 2026 (44822 downloads )