The Leviticus 25 Plan

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“He who will not apply new remedies must expect new evils.” – Sir Francis Bacon

The Leviticus 25 Plan is a dynamic economic initiative providing direct liquidity benefits for American families, while at the same time scaling back the role of government in managing and controlling the affairs of citizens.  It is a comprehensive plan with long-term economic and social benefits for citizens and government.

The inspiration for this plan is based upon Biblical principles set forth in the Book of Leviticus, principles tendering direct economic liberties to the people.

The Leviticus 25 Plan – An Economic Acceleration Plan for America

Leviticus 25 Plan 2026 (24447 downloads )

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January 2025 quote:  “At the foot of every page in the annals of nations may be written, ‘God reigns.’  Events as they pass away proclaim their original; and if you will but listen reverently, you may hear the receding centuries, as they roll into the dim distances of departed time, perpetually chanting “Te Deum Laudamus,” with all the choral voices of the countless congregations of the age.”  – George Bancroft, American historian and statesman (1800-1891)

 

 

                                                                                           

 

 

The Leviticus 25 Plan 2026 Generates $36.568 Billion Federal Budget Surpluses Annually (2026-2030). Part 1: Overview, Deficit Projections (CBO)

The Leviticus 25 Plan – the most powerful economic acceleration plan in the world: Annual economic scoring update. For each of the first five years of activation (2026-2030), The Leviticus 25 Plan will generate average annual budget surpluses of $36.568 billion vs current CBO-projected average annual deficits of $1.983 trillion for the same period, representing a positive budget gain $2.109 trillion annually for the period.

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Overview, Primary Assumptions, Economic Scoring

The Leviticus 25 Plan activation period is slated for the 5-year period beginning in 2026 and ending in 2030

1.  The Leviticus 25 Plan – Each participating U.S. citizen will receive a $60,000 deposit into a Family Account (FA) and a $30,000 deposit into a Medical Savings Account (MSA).

All U.S. citizens residing in the United States are eligible to participate, contingent upon meeting qualification standards and agreement to specified recapture provisions. 

Participants (other than ‘custody account’ applicants) must prove stable credit history, stable job history, no recent drug/felony convictions.

These general recapture provisions include:

* Waiving all federal income tax refunds for a period of 5 years.

* Waiving benefits from economic security programs, select benefits from means-tested welfare programs, SSI, and SSDI for a period of 5 years.

* Enrollees in the Medicare, VA Healthcare system, Federal Employees Health Benefits     (FEHB), and TRICARE will be subject to a $6,000 deductible for primary care and outpatient services annually for a period of 5 years.  (See full plan for more details)

Primary scoring assumptions:

The Plan assumes an 80% participation rate by U.S. citizens. Wealthier Americans would choose not to participate, due to the comparative benefit of income tax refund amounts.  Many individuals of lower socio-economic sector would also choose not to participate, due to the comparatively high benefits profiles that they would not wish to give up.

The Plan assumes that participating families would use significant funds to pay down / eliminate debt, and that these longer-term, lower debt service obligations would enhance the financial security of participating families for several decades beyond the opening activation period.  Federal, state, and local government entities would benefit from longer-term tax revenue growth and reduced citizen dependence on government-based entitlement program benefits.

The Plan assumes that dynamic new efficiencies would emerge in the healthcare system – with more families managing/directing healthcare expenditures through their MSAs.

The Plan assumes that apart from the recapture provisions, there would also be significant tax revenue growth for federal, state and local government entities from free-market economic revitalization, more people working and paying taxes, and from the elimination of various income tax deductions (e.g. mortgage / HELOC interest expense).

The Plan assumes that there would not be a massive full-scale move back into the means-tested welfare programs, income security programs, SSI, and SSDI at the end of the initial 5-year activation period. 

The benefits of a free-market economy and newfound economic liberty for American families would provide positive economic inertia throughout years 5-10, and for several decades beyond.

Recapture provisions would provide a substantial federal budget surpluses for each year of the initial 5-year period. Economic growth over the following 10-15 years would generate sufficient recapture funding and tax revenue growth to offset the entire initial Federal Reserve balance sheet expansion.

Significant inertia from The Plan would also provide on-going, market-based growth benefits over succeeding years that far exceed any prospect for healthy economic growth that may be expected under America’s current big-government, central-planning approach.

Dynamic economic benefits would flow from:

* Family level massive debt elimination, financial security gains.

* Timely, sweeping reversal of big government “central planning” control.

* Productivity gains from reversal of work disincentives currently embedded in social programs.

* Economic growth, improved productivity, job creation, free market dynamics.

* Stabilization of bank capitalization, housing market.

* Strengthen / stabilize long-term value of U.S. Dollar.

* Minimizing the role of government in managing, directing, controlling the affairs of citizens.

2.  Federal Budget Deficit Projections – Congressional Budget Office

The Budget and Economic Outlook: 2024-2034 projects budget deficits ranging from $1.938 trillion 2025 to $2.193 in 2030, and on up to $2.862 trillion by 2034. Actual deficits for the out years are likely to be higher than CBO projections, based upon history (“actual” versus “projected”).

Congressional Budget Office (CBO) Deficit Projections 2024-2034

CBO deficit projections for target period (2026-2030)

2024: $1.915 trillion (actual) vs $1.571 trillion (projected)

2025:  $1.938 trillion

2026:  $1.851 trillion

2027:  $1.756 trillion

2028:  $1.942 trillion

2029:  $1.949 trillion

2030:  $2.193 trillion

Total deficits projected 2026-2030:  $9.691 trillion

Source: CBO 10-Year Budget Projections (2024-2034):  https://www.cbo.gov/publication/60419

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The Leviticus 25 Plan Generates $36.568 Billion Federal Budget Surpluses Annually (2026-2030). Part 2: Federal Income Tax Recapture; Economic Security / Means-Tested Welfare Recapture.

The Leviticus 25 Plan – the most powerful economic acceleration plan in the world: economic scoring summary.

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Federal Income Tax Recapture

The scoring model assumes that 80% of U.S. citizens will participate in The Leviticus 25 Plan.

Participants must give up their tax refunds through the Plan’s recapture provisions for the 5-year target period (2026-2030).

According to 2024 IRS Filing season statistics, through Dec 27, 2024: 104,866,000 total refunds were paid out, totaling $329.073 billion.

Refund totals have increased by ~$25.312 billion over the past seven years, from $303.761 billion (2018) to a current (estimated) $329.073 billion (2024), representing an average increase of $3.6 billion per year. 

A conservative estimated average of $3.6 billion per year (2026-2030) will be used for this recapture calculation.

2024: $329.1 billion

2025: $332.7 billion

2026: $336.3 billion

2027: $339.9 billion

2028: $343.5 billion

2029: $347.1 billion

2030: $350.7 billion

Total: $1.718 trillion

Total recapture X 80%: $1.717 trillion X .8 = $1.374 trillion

Total recapture per annum (2026-2030): $1.374 trillion / 5 = $274.8 billion

Source(s): https://www.irs.gov/newsroom/filing-season-statistics-by-year

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Means-tested welfare / Economic Security Programs – Recapture

Participants in the Plan will forego Economic Security Program benefits and select means-tested welfare benefits for the period 2026-2030.

Economic security programs: About 11 percent (or $742.5 billion) of the federal budget in 2024 supported [safety net] programs that provide aid (other than health insurance or Social Security benefits) to individuals and families facing hardship. Economic security programs include: the refundable portions of the Earned Income Tax Credit and Child Tax Credit, which assist low- and moderate-income working families; programs that provide cash payments to eligible individuals or households, including unemployment insurance and Supplemental Security Income for low-income people who are elderly or disabled; various forms of in-kind assistance for low-income people, including the Supplemental Nutrition Assistance Program (formerly known as food stamps), school meals, low-income housing assistance, child care assistance, and help meeting home energy bills; and other programs such as those that aid abused or neglected children.1

Source: https://www.cbpp.org/research/federal-budget/where-do-our-federal-tax-dollars-go

The Plan assumes a modest 1.5% growth / year:

2024:  $742.500 billion

2025:  $742.500 billion + $11.138 billion = $753.638 billion

2026:  $753.638 billion + $11.305 billion = $764.943 billion

2027:  $764.943 billion + $11.474 billion = $776.417 billion

2028:  $776.417 billion + $11.646 billion = $788.063 billion

2029:  $788.063 billion + $11.821 billion = $799.884 billion

2030:  $799.884 billion + $11.998 billion = $811.882 billion

Total projected federal means-tested welfare outlays 2026-2030 = $3.941 trillion

Assuming 80% participation: $3.941 trillion x .8 = $3.153 trillion

Total Means-tested Welfare recapture during the 5-year target period (2026-2030):  $3.153 trillion 

Source(s): https://www.cbpp.org/research/federal-budget/where-do-our-federal-tax-dollars-go

https://www.ssa.gov/policy/docs/statcomps/ssi_monthly/2024-11/table01.html

https://turbotax.intuit.com/tax-tips/general/how-are-federal-taxes-spent/L6kinGuUt : “Safety net programs, including unemployment insurance, food stamps, and low-income housing assistance, make up about 11% of your federal budget [$742.5 billion].”

https://fiscaldata.treasury.gov/americas-finance-guide/federal-spending/ 2024 – $6.75 trillion”

The Leviticus 25 Plan Generates $36.568 Billion Federal Budget Surpluses Annually (2026-2030). Part 3: Medicaid, Medicare, VA, TRICARE, FEHB, SSDI Recapture

The Leviticus 25 Plan – the most powerful economic acceleration plan in the world: economic scoring summary.

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Medicaid/CHIP RecaptureThe Leviticus 25 Plan assumes 80% participation by Medicaid / CHIP enrollees.

Each U.S. citizen participating in The Plan will receive a $30,000 deposit, funded through a Federal Reserve / U.S. Treasury Department-based Citizens Credit Facility, into a personal Medical Savings Account (MSA).

Within this comprehensive economic plan, The U.S. Health Care Freedom Plan provides Medical Savings Account (MSA) funding of $30,000 to cover the $6,000 deductible for Medicaid and CHIP eligible primary care events and select out-patient care services – primarily related to routine medical appointments, Medicaid prescription events, disease state monitoring clinics, and other desired primary care services.

August 2024 Medicaid & CHIP Enrollment – 79,440,518 individuals were enrolled in Medicaid and CHIP in the 50 states and the District of Columbia that reported enrollment data for August 2024.  72,288,385 people were enrolled in Medicaid.  7,152,133 people were enrolled in CHIP.

Using a conservative estimate of 79.5 million for 2025, with a projected annual growth rate of 2%:

2025:  79.5 million

2026:  81.09 million

2027:  82.71 million

2028:  84.36 million

2029:  86.05 million

2030:  87.77 million

Total:  421.98 million receiving benefits 2026-2030

Average annual enrollment (2026-2030): 84.4 million

84.4 million X .8 = 67.52 million X $6,000/year X 5 years = $2.026 trillion

Total Medicaid/CHIP recapture during the 5-year target period (2026-2030):  $2.026 trillion 

Source(s): https://www.medicaid.gov/medicaid/program-information/medicaid-and-chip-enrollment-data/report-highlights/index.html

https://www.healthcarefinancenews.com/news/medicaid-enrollment-higher-pandemic-kff-finds

Note 1:  The potential savings of $2.296 trillion does not take into account the additional savings to state and local government outlays, which range from 17% to 39% of total Medicaid-CHIP spending.

Sourcehttps://www.kff.org/medicaid/state-indicator/federalstate-share-of-spending/?currentTimeframe=0&sortModel=%7B%22colId%22:%22Location%22,%22sort%22:%22asc%22%7D

Note 2:  The potential savings of $2.026 trillion does not take into account the certainty of additional savings from individuals no longer being eligible for Medicaid-CHIP, due to their improving financial status.

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Medicare RecaptureThe Leviticus 25 Plan assumes 80% participation by Medicare enrollees.

Each U.S. citizen participating in The Plan will receive a $30,000 deposit, funded through a Federal Reserve / U.S Treasury Department-based Citizens Credit Facility, into a personal Medical Savings Account (MSA).

Within this comprehensive economic plan, The U.S. Health Care Freedom Plan provides

Medical Savings Account (MSA) funding of $30,000 to cover a $6,000 annual deductible for Medicare-eligible primary care events and select out-patient services – primarily related to routine medical appointments, Medicare Part D prescription events, disease state monitoring clinics, and other desired primary care services.

There were 67.8 million people are enrolled in Medicare as of August 2024. 

Projection: Medicare spending growth is projected to average 7.2% over 2021-2030, the fastest rate among the major payers. Projected spending growth of 11.3% in 2021 is expected to be mainly influenced by an assumed acceleration in utilization growth, while growth in 2022 of 7.5% is expected to reflect more moderate growth in use, as well as lower fee-for-service payment rate updates and the phasing in of sequestration cuts. Spending is projected to exceed $1 trillion for the first time in 2023. By 2030, Medicare spending growth is expected to slow to 4.3%.

Source(s): https://data.cms.gov/summary-statistics-on-beneficiary-enrollment/medicare-and-medicaid-reports/medicare-monthly-enrollment

https://www.cms.gov/newsroom/press-releases/cms-office-actuary-releases-2021-2030-projections-national-health-expenditures

Applying a conservative projected enrollment growth rate of 4.0% annually through 2030,        

for the 5-year target period (2026 – 2030):

2024:  67.80 X .8 X $6,000 = $325,440,000

2025:  70.51 X .8 X $6,000 = $338,448,000

2026:  73.33 X .8 X $6,000 = $351,998,000

2027:  76.26 X .8 X $6,000 = $366,048,000

2028:  79.31 X .8 X $6,000 = $380,688,000

2029:  82.48 X .8 X $6,000 = $395,904,000

2030:  85.78 X .8 X $6.000 = $411,744,000

Total Medicare recapture during the 5-year target period (2026-2030):  $1.906 trillion  

Detailed enrollment data can be viewed here: https://data.cms.gov/summary-statistics-on-beneficiary-enrollment/medicare-and-medicaid-reports/medicare-monthly-enrollment. The data now include counts of Part D enrollees receiving the low-income subsidy.

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VA HealthcareThe Leviticus 25 Plan assumes 80% participation by Veterans Administration healthcare enrollees.  Within this comprehensive structure, The U.S. Health Care Freedom Plan provides Medical Savings Account (MSA) funding of $30,000, through a Federal Reserve / U.S. Treasury-based Citizens Credit Facility, to cover annual $6,000 deductibles for VA healthcare services over the course of the 5-year target period (2026-2030).

FY 2022 – 9.1 million enrollees in the VA health care system.

The plan assumes a conservative 2% growth rate in VA Health Care enrollment / inflation adjusted costs (2026-2030).

2024: 9.10 X 0.8 X $6,000  =  $43,680,000,000

2025: 9.28 X 0.8 X $6,000  =  $44,544,000,000

2026: 9.47 X 0.8 X $6,000  =  $45,456,000,000

2027: 9.66 X 0.8 X $6,000  =  $46,368,000,000

2028: 10.05 X 0.8 X $6,000 = $48,240,000,000

2029: 10.25 X 0.8 X $6,000 = $49,200,000,000

2030: 10.46 X 0.8 X $6,000 = $50,208,000,000

Total recapture:  $239,472,000,000

Average annual recapture (2026-2030): $239.472 billion / 5 = $47.894 billion

Total recapture 2026-2030:  $239.472 billion

Source: https://www.va.gov/health/aboutvha.asp                                                       

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TRICAREThe Leviticus 25 Plan assumes 80% participation by TRICARE enrollees.

Through The U.S. Health Care Freedom Plan, participating members will receive a Medical Savings Account (MSA) funding injection of $30,000, through a Federal Reserve / U.S. Treasury Department-based Citizens Credit Facility, to cover annual $6,000 deductibles for desired primary care and out-patient services over the course of the 5-year target period (2026-2030).

There are currently ~9.5 million U.S. citizen beneficiaries in various locations around the world.

Recapture – total (2026-2030):  9.5 million X 0.8 X $6,000 X 5 years:  $228.0 billion

Source:  https://health.mil/Military-Health-Topics/MHS-Toolkits/Media-Resources/Media-Center/Patient-Population-Statistics/Patient-Numbers-By-State

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Federal Employee Health Benefits (FEHB)The Leviticus 25 Plan assumes 80% participation by FEHB enrollees.

Participating members will receive a Medical Savings Account (MSA) funding injection of $30,000, through a Federal Reserve / U.S. Treasury Department-based Citizens Credit Facility, to cover annual $6,000 deductibles for desired primary care and out-patient services over the course of the 5-year target period (2026-2030).

FEHB Program carriers cover most active, full-time civilian employees and retirees of the U.S. government and their families. The Program now provides benefits to nearly 8.3 million federal enrollees and dependents and offers our 180 health plan choices to federal members.

Note – the Federal government also pays approximately 72% of premium costs per enrollee.

Recapture – total (2026-2030): 8.3 million X 0.8 X $6,000 X 5 = $199.200 billion

Source:  https://www.bu.edu/sph/news/articles/2023/professor-collaborates-with-federal-agency-to-study-employee-health-insurance-utilization/  

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Social Security Disability Income (SSDI)The Leviticus 25 Plan specifies that qualifying participants will not be eligible for SSDI benefits.

The Plan assumes 80% participation.

Number, average, and total monthly benefits, November 2024: 8,336,000 recipients

Total annual SSDI payments, November 2024: $140.496 billion.

This projection assumes a conservative 3% growth per year for 2026-2030, covering both enrollment growth and COLA:  

2024:  $140.496 billion

2025:  $144.711 billion

2026:  $149.052 billion

2027:  $153.524 billion

2028:  $158.130 billion

2029:  $162.874 billion

2030:  $167.760 billion

Total:  $791.340 billion / Average per year: $158.268 billion

Total for 5-year target period 2026-2030:

Plan assumes 80% participation – recapture:  $791.340 billion X 0.8 = $633.072 billion

Source(s): Social Security Benefits Dec 2023 – Disability Insurance

https://www.cbpp.org/research/social-security/social-security-disability-insurance-0

“SSDI benefits are financed primarily by part of the Social Security payroll tax and totaled about $152 billion in 2023.”

“Social Security’s trustees project that the share of people in the United States receiving SSDI will rise somewhat over the next 20 years and then remain stable.”

Note:  The 3% growth projection, covering both the enrollment increase and annual COLA, is likely a conservative estimation for the period 2026-2030.

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The Leviticus 25 Plan Generates $36.568 Billion Federal Budget Surpluses Annually (2026-2030). Part 4: Interest Expense Recapture

The Leviticus 25 Plan – the most powerful economic acceleration plan in the world: economic scoring summary.

Interest expense on projected deficits 2026-2030

Federal debt has increased from $22.1 trillion in 2020 to $35.46 trillion as of December 2024. Federal debt held by the public is reported to be $27.783 trillion, with the remainder, $7.677 trillion of intra-governmental debt outstanding, which arises when one part of the government borrows from another. This intra-governmental debt interest expense will be omitted from this calculation, since those dollars are not expensed directly.

The Center Square, Dec 26, 2024:  As the debt grows, so does the average interest rate the government is paying. That rate jumped from 2.378% five years ago to 3.155% now. Since one of the key drivers of U.S. debt growth is interest on the debt, a vicious spending cycle has been created, one that lawmakers in the U.S. House Committee on the Budget recently called “completely unsustainable.”

The Bear Traps Report, Dec 30, 2024 – Excerpts:

CBO data, Bloomberg. The average weighted coupon on the U.S. debt load is about 2.7% vs. over 4.5% for 10-year U.S. Treasuries. As bonds mature, they get refinanced at much higher yields.”

“$10Tr of Debt Refinancing Next Year – In 2024 Treasury faced around $10Tr of maturing debt. To refinance this debt, it issued a whopping $26Tr of bills and bonds. More than 84% of that paper was short-term bills with a maturity of 6 months or less. Treasury keeps re-issuing bills with a maturity of 4 to 8 weeks or 3,4 to 6 months, which are the most popular maturities in a continuing, ever-increasing roll down of the debt, day after day, month after month.”

“ALERT – By issuing nearly a colossal load of extremely short-term bills, Janet Yellen succeeded in suppressing bond volatility in an election year and, in our view, strategically placing that bond market volatility into 2025 after the election. You can “why” see above, she wanted LESS long-term paper in circulation markets in the election year.”

“Now, in 2025 – this paper has to be rolled over and termed out into longer-dated bonds. The USA is behaving like a financially trapped emerging market country. Living on the “front-end” of the yield curve is a VERY dangerous game.”  

“Incoming Stress Points – In 2025 the U.S. Treasury faces $9.6Tr of maturities in their so-called publicly held debt. In Q1 alone — the government faces $5.58Tr of maturities (bonds coming due, redemption), but 86% of those are short-term bills that the Treasury department rolls over into new 4-week, 8-week, 3,4, or 6-month bills, among others.”

“As a result, almost daily bill auctions are coming to a theater near you, as the Treasury Department mindlessly keeps pushing new paper into the market to pay back the colossal amount of maturing debt.”

This projection will assume an average monthly interest rate of 3.13% for 2025, and a conservative average monthly interest rate of 3.00% in calculating the interest expense to be eliminated during the budget surplus years of 2026-2030.

This projection also assumes that annual federal budget deficits will be funded through Treasury Issuance at an average of 79.0% rate for Debt Held by the Public.

Year    Annual Deficit/2 

2025:  $1.938 trillion/2 X .79 X .03 = $22.965 billion

2026:  $1.851 trillion/2 X .79 X .03 = $21.934 billion

2027:  $1.756 trillion/2 X .79 X .03 = $20.809 billion

2028:  $1.942 trillion/2 X .79 X .03 = $23.013 billion

2029:  $1.949 trillion/2 X .79 X .03 = $23.096 billion

2030:  $2.193 trillion/2 X .79 X .03 = $25.987 billion

Recapture:  Total interest expense eliminated by projected operating surpluses: $114.839 billion

Source(s):  https://www.thecentersquare.com/users/profile/therese%20boudreaux https://www.thebeartrapsreport.com/blog

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The Leviticus 25 Plan Generates $36.568 Billion Federal Budget Surpluses Annually (2026-2030). Part 5: Current Economic Scoring – Summary Totals

The Leviticus 25 Plan – the most powerful economic acceleration plan in the world: economic scoring summary.

Economic Scoring – Update

Subtotals:

CBO projected deficit summary (2026-2030): $9.691 trillion

Recapture gains (2026-2030):

Federal Income Tax recapture benefit:          $1.374 trillion

Safety Net Program recapture benefit:           $3.153 trillion

Medicaid/CHIP $6,000 deductible recapture $2.026 trillion

Medicare $6,000 deductible recapture:          $1.906 trillion

VA $6,000 deductible recapture:                   $239.472 billion

TRICARE $6,000 deductible recapture:        $228.000 billion

FEHB $6,000 deductible recapture:               $199.200 billion

SSDI recapture:                                              $633.072 billion

Subtotal Summary:  $9.759 trillion               

Net surplus subtotal (before interest savings): $9.759 trillion$9.691 trillion = $68.0 billion

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Totals Summary

The Leviticus 25 Plan budget surplus

Totals – 2026-2030:

5-year projected deficit (CBO): $9.691 trillion

5-year projected recapture (subtotal):  $9.759 trillion

5-year projected interest expense savings: $114.839 billion

Budget surplus (projected) 2026-2030:

$9.832 trillion – $9.691 trillion = $68.0 billion

Budget surplus (projected) 2026-2030 with interest expense savings:

$68.0 billion + $114.839 billion = $182.839 billion

Average annual budget surplus (projected) 2026-2030: $182.839 billion / 5 years: $36.568 billion per year

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Note 1:  Projected budget surpluses for 2026-2030 do not factor in the additional government tax revenue gains that would accrue from the massive shift in capital away from debt service and into productive economic activity.

Note 2:  Projected budget surpluses for 2026-2030 do not factor in the additional government tax revenue gains that would accrue from significantly lower levels of debt deductibility on individual income tax filings. 

Note 3:  Projected budget surpluses from the Medicaid / CHIP recapture do not take into account the likelihood of fewer citizens actually qualifying for Medicaid / CHIP benefits.

Note 4:  Projected budget surpluses from Interest Expense Reductions during each of the first five years of activation (2026-2030) is likely understated due to the fact that ‘debt held by the public’ is projected to increase by 8.5% per year, from $28.278 trillion in 2026 to $40.198 trillion in 2030.

Note 5The Plan’s funding of individual Medical Savings Accounts (MSAs) with the $6,000 deductible provision per year would result in an enormous drop in the number of claims each year for Medicare reimbursement. Medicare payroll taxes would generate a growing revenue stream, due to stronger economic growth, while outlays would drop significantly from the reduced claims numbers – thereby providing the Fed with a powerful tool to recapitalize the Medicare Trust Fund, vis the Citizen’s Credit Facility.

The Leviticus 25 Plan – Projection limitations

There can be no question that The Leviticus 25 Plan would generate healthy, broad-based economic growth from broad-based debt reduction and improved financial stability at the family level, the restoration of free market dynamics in commerce, and scaling back social program work disincentives.

The Leviticus 25 Plan does not attempt to project how much additional tax revenue and reduced cost of government will be realized, above and beyond the Recapture Provisions, over the course of the initial five years of the plan.  In that sense, The Plan understates the effect of additional dynamic economic benefits.

Robust funding of Medical Savings Accounts and the elimination of millions of insurance claims and claims resolutions for basic primary care and everyday healthcare purchases swill save millions of man-hours of health care cost on an annual basis.  Scaling back government involvement in basic primary care and everyday healthcare purchases for millions of Americans will also generate massive cost savings. 

The Plan makes no attempt to project the positive effects of the streamlined, consumer-driven efficiencies that will emerge, and the cost reduction and improvement in services.   

The Plan therefore understates the benefits.

The Plan projects an 80 percent participation rate by U.S. citizens.  It is assumed that a large number of wealthy Americans will not participate, because their tax refunds are larger than the annual Plan benefits.  And it is assumed that a large number of Americans receiving significant government benefits for extraordinary health or economic issues will also not participate.

Cost savings from the reductions in massive social welfare spending and other programs, like unemployment insurance, workman’s compensation, SSI and SSDI can be difficult to quantity, since state and federal funding mechanisms may both be involved in various ways. In that regard, The Plan may understate, or it may overstate, the benefits.

America’s Mushrooming Debt Solution: The Leviticus 25 Plan

The United States of America is sinking deeper and deeper into a swirling cavern of debt.

Neither the U.S. Treasury Department, nor the Federal Reserve, nor the U.S. Congress has any plan to return Federal, State, and Local governments to a lasting state of solvency. They have economically viable, politically feasible plan to help restore financial security for American families.

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Federal Reserve Bank of St. Louis | All Sectors Total Debt: ~$61.461 Trillion

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USDebtClock.org | Dec 21, 2024

State Debt: $1.332 trillion

Local Debt: $2.502 trillion

U.S. National Debt: $36.254 trillion

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ZeroHedge Dec 21, 2024: Notice that the vast majority of Government spending is directly a function of the social welfare system and interest on the debt.”

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Total Household Debt: $17.94 Trillion | Federal Reserve Bank of New York, Q3 2024

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U.S. Corporate Debt has “climbed to approximately 25.6 trillion U.S. dollars. Of this latter total, 17.4 trillion U.S. dollars was debt issued by financial corporations.” Statista Jun 19, 2024

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Meet the Main Street America Republican ‘block-buster’ debt elimination plan with the raw power and economic viability to clean up Social Welfare and Interest on the Debt burdens.

And the raw power to: (1) Set Federal, State, and Local governments back on course for long-term budget surpluses; (2) Restore financial security for millions of American families through massive reductions in Household Debt; (3) Revitalize long-term economic growth and financial health for corporate America; (4) Reestablish free market dynamics and economic liberty for all Americans.

The Leviticus 25 Plan is a dynamic economic initiative providing direct liquidity benefits for American families, while at the same time scaling back the role of government in managing and controlling the affairs of citizens.  It is a comprehensive plan with long-term economic and social benefits for citizens and government.

The inspiration for this plan is based upon Biblical principles set forth in the Book of Leviticus, principles tendering direct economic liberties to the people.

The Leviticus 25 Plan – An Economic Acceleration Plan for America

$90,000 per U.S. citizen – Leviticus 25 Plan 2025 (23695 downloads )

Middle-Income Families: “Actively Going into Debt to Stay Afloat.

Washington politicians have no plan, and no clue on how to restore financial security for America’s hard-working, tax-paying U.S. citizens…

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Why More Middle Income Americans Are Struggling to Save Money

ZeroHedge, Dec 04, 2024  |  Authored by Autumn Spredemann via The Epoch Times,  –  Excerpts:

Reduced inflation and wage increases haven’t stemmed the economic struggles of middle-class Americans. In fact, some middle-income earners say it’s harder than ever to put money away in savings.

“It’s not just that middle-income families aren’t saving. They’re actively going into debt to stay afloat. The rise in buy-now-pay-later options for groceries and essentials shows just how precarious cash flow has become,”…

Paycheck to Paycheck

In October, Bank of America released a sobering study on American households living paycheck to paycheck. The results indicated the number of households barely making it between paychecks has increased across every income bracket since 2019, even those making more than $150,000 per year.

Middle-income earners in the $51,000 to $75,000 range had the largest increase between 2019 and 2024, after households with less than $50,000, in which a quarter or more live paycheck to paycheck.

Moving up the income spectrum showed similar results, with roughly a quarter of all households living in this manner. Almost half of all respondents perceive themselves as living paycheck to paycheck.

The study noted that these households have much higher necessity spending, adding that most of the expenses are “likely unavoidable, as they relate to family and housing costs.”

Zane said that groceries have become a “silent tax” on the middle class, but pointed at rising utility costs as another big factor.

“Utility costs—often neglected in mainstream discussions—have become a household budget breaker. For families living in regions with harsh winters or sweltering summers, energy bills consume a more considerable monthly income than ever,” he said.

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Main Street America Republicans have a powerful plan to get America out of debt, revitalize financial health for American families, and clean this mess up.

The Leviticus 25 Plan is a dynamic economic initiative providing direct liquidity benefits for American families, while at the same time scaling back the role of government in managing and controlling the affairs of citizens.  It is a comprehensive plan with long-term economic and social benefits for citizens and government.

The inspiration for this plan is based upon Biblical principles set forth in the Book of Leviticus, principles tendering direct economic liberties to the people.

The Leviticus 25 Plan – An Economic Acceleration Plan for America

$90,000 per U.S. citizen – Leviticus 25 Plan 2025 (22795 downloads )

U.S. Childcare Costs: Big Government Solutions vs The Leviticus 25 Plan

Affordable, high quality childcare is a serious problem across America today, reaching all the way down to the smallest of communities.

Big government programs, featuring direct funding supplements and tax breaks, to address this problem will increase the role of state and federal governmental agencies over the daily affairs of citizens – and further bloat the already roaring ‘federal and state budget deficits.’

These big government childcare programs, furthermore, will do nothing to fundamentally change the landscape – and offer American families an upgrade in their quality of life.

The Leviticus 25 Plan is a comprehensive economic acceleration plan with the power to eliminate federal and state budget deficits, eliminate massive sums of household debt, and provide direct economic and social benefits, including childcare needs for all participating U.S. citizens.

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US Childcare Cost Higher Than In Other Developed Countries

ZeroHedge – Nov 10, 2024

U.S. childcare costs surpass those in all other OECD countries when taking into account single parents and couples earning average wage.

The price tag for having two children minded while working full-time is also significantly higher in the U.S. than in most other developed countries that are part of the organization.

Only Switzerland, the United Kingdom and New Zealand come even close to the high price parents have to shoulder for childcare in the United States.

You will find more infographics at Statista

As Statista’s Katharina Buchholz details below, according to 2022 data from the OECD, U.S. couples who both earn average wage in full-time jobs and have two young children need to spend 20 percent of their disposable household income on childcare.

For singles on average wage, this rises to 37 percent.

In most countries, single parents pay less as they receive a more favorable rate.

In Switzerland, the most expensive OECD country after the United States, couples with two children spent a whopping 32 percent of their disposable income on childcare if working full-time and earning average wage. For singles, this was lowered to 18 percent, however. In the U.S. and Switzerland alike, childcare is dominated by the private sector and does not receive substantial amounts of regulation or subsidies, leading to high market rates. 

Treasury Secretary Janet Yellen has called this state of childcare in the U.S. a “broken market”.

Many Anglophone nations, also including IrelandNew Zealand and Australia struggle with high private market rates for childcare, low subsidies or a combination of the two.

In 2022, Canadian couples working full-time for average wage still needed to shell out 19 percent of disposable income, but the government has since made changes. Like in Canada, many English-speaking nations began to regulate and subsidize their childcare markets much later than elsewhere, leading to them lagging behind in affordability despite the topic of childcare becoming ever more important in the face of demographic change. Outside of Anglophone OECD countries, couples paid the most for childcare in relative terms in the Netherlands – another place dominated by private childcare – at 19 percent of disposable income. Singles paid the most in the Czech Republic at 18 percent.

In many European countries, parents paid substantially less, often just a couple of percent of their disposable incomes, as childcare centers are either run as a public service or private providers are heavily subsidized and regulated. In France, parents who work full-time and earn average wage spent between 6 percent and 10 pecent, while this number was even lower in South Korea, other German-speaking, Scandinavian and Baltic countries. In Germany, rates were as low as 1 percent of disposable income as all parents receive childcare vouchers depending on work time to be redeemed at private or public institutions.

Working parents pay a small fee on top if they receive more than the standard five care hours. Free childcare was provided in OECD countries Italy and Latvia as well as in associated nations Bulgaria and Malta. Single parents also paid no fees in Greece and were substantially unburdened in Canada, under rent subsidies in the United Kingdom and under social assistance benefits in Japan, if they qualified for those.

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The Leviticus 25 Plan has the power to ‘de-stress’ the average American family by granting direct liquidity benefits to resolve the childcare crisis in the U.S. today.

Participating families will be able to reduce/eliminate mortgage payments, credit card bills, car payments, installment debt — and re-balance their family finances in profoundly positive ways.

Millions of mothers who dream of staying at home and being ‘full time moms’ for their children would see that option become an instant reality. The same would apply to dads, where that option happened to be a better fit for their families.

In situations where both parents might wish to remain in the workforce and continue on with childcare, they would have more than adequate funding to cover childcare costs.

The Leviticus 25 Plan is a dynamic economic initiative providing direct liquidity benefits for American families, while at the same time scaling back the role of government in managing and controlling the affairs of citizens.  It is a comprehensive plan with long-term economic and social benefits for citizens and government.

The inspiration for this plan is based upon Biblical principles set forth in the Book of Leviticus, principles tendering direct economic liberties to the people.

The Leviticus 25 Plan – An Economic Acceleration Plan for America

$90,000 per U.S. citizen – Leviticus 25 Plan 2025 (22215 downloads )

U.S. All Sectors Debt: $61.46 Trillion

Again – Neither the U.S. Department of the Treasury, nor the Federal Reserve, nor the U.S. Congress have any logistically feasible, politically viable plan whatsoever to turn this snowballing debt monstrosity around — and restore fiscal order and financial security for U.S. citizens and small businesses in America.

Main Street America Republicans do have a plan.

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NY Fed – All Sectors Debt Sep 24, 2024

$61.46 Trillion

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Statista: Economy & Politics | Politics & Government

U.S. monthly interest rate on interest-bearing debt 2019-2024

Published by Statista Research Department, Nov 20, 2024

As of October 2024, the United States government has a monthly interest rate of 3.3 percent on its debt, continuing an upward trend in interest rates that began at the beginning of 2022. In April 2024, U.S. debt reached 34.62 trillion U.S. dollars.

Average monthly interest rates on the United States Total interest-bearing debt from October 2018 to October 2024

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Investopedia – Sep 13, 2024: The U.S. government is on track to spend more than $1 trillion on interest payments this year, surpassing military spending for the first time in history.

Interest payments on the national debt (held by the public in the form of Treasury securities) will cost the government $1.2 trillion in the government’s fiscal year ending in October, the Treasury Department said in a monthly report on the budget.1 Net interest outlays are the third costliest item in the budget behind Social Security and Medicare benefits.

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The Main Street America Republican plan will: (1) Generate federal and state annual budget surpluses each of its first five years of activation; (2) Pay for itself entirely over the succeeding 10-15 years; (3) Eliminate/pay-off massive amounts of Household debt and Business debt; (4) Rejuvenate long-term economic growth; (5) Provide long-term strength and stability for the U.S. Dollar; (6) Restore financial security for millions of American families; (7) Restore free market dynamics and economic liberty in America.

The Leviticus 25 Plan is a dynamic economic initiative providing direct liquidity benefits for American families, while at the same time scaling back the role of government in managing and controlling the affairs of citizens.  It is a comprehensive plan with long-term economic and social benefits for citizens and government.

The inspiration for this plan is based upon Biblical principles set forth in the Book of Leviticus, principles tendering direct economic liberties to the people.

The Leviticus 25 Plan – An Economic Acceleration Plan for America

$90,000 per U.S. citizen – Leviticus 25 Plan 2025 (22209 downloads )